Last updated 5 months ago
Reef Data lets users request, understand, and monetize their data. Monetization requires off-device transfer, risking loss of control and transparency unless decentralized infrastructure is used.
Reef Data (by Volksbank Hamburg) will validate IAGON’s patented decentralized tech by building a PoC data layer, letting users control, track, and monetize data with sovereignty and auditability.
This is the total amount allocated to Reef Data: IAGON and Cardano as Data Layers for Data Coop.
Please provide your proposal title
Reef Data: IAGON and Cardano as Data Layers for Data Coop
Enter the amount of funding you are requesting in ADA
90000
Please specify how many months you expect your project to last
6
Please indicate if your proposal has been auto-translated
No
Original Language
en
What is the problem you want to solve?
Reef Data lets users request, understand, and monetize their data. Monetization requires off-device transfer, risking loss of control and transparency unless decentralized infrastructure is used.
Supporting links
Does your project have any dependencies on other organizations, technical or otherwise?
Yes
Describe any dependencies or write 'No dependencies'
IAGON: As a core technology partner, we depend on access to and integration with IAGON’s decentralized storage platform to implement and validate user-controlled data vaults.
Will your project's outputs be fully open source?
Yes
License and Additional Information
The scope and outcome of this proposal will be built under open source licenses like MIT, but the Reef Data App itself will remain closed source.
Please choose the most relevant theme and tag related to the outcomes of your proposal.
Business Services
Describe what makes your idea innovative compared to what has been previously funded (whether by you or others).
**Reef Data **connects leading industry players - Volksbank Hamburg, ARIC Hamburg, IAGON, Cardano Foundation, and the German Cooperative Association - bridging cooperatives and decentralized Web3. We uniquely leverage IAGON’s patented sharding and compliance-by-design tech, testing user-centric, sovereign data flows and granular permission control with full auditability and regulatory alignment. This approach creates blueprints for real member-owned data management and foundational Cardano use cases in demanding environments.
Describe what your prototype or MVP will demonstrate, and where it can be accessed.
Our prototype will demonstrate the practical viability of operating user-controlled, auditable data vaults on a decentralized infrastructure, specifically leveraging IAGON’s patent-backed compliance features. It aims to show that personal data management can be both secure and regulation-ready, even for demanding enterprise environments. The Cardano Community can join our beta testing community at reef-data.com. As soon as the IAGON integration is technically available for testing, registered community testers will be able to experience and assess these features hands-on.
Describe realistic measures of success, ideally with on-chain metrics.
Success means completing the full data sharing cycle on IAGON: A user shares and sets permissions for personal data in the Reef Data App, with all actions transparently logged on Cardano (optionally via L2). Auditable, end-to-end records - without central infrastructure - demonstrate real-world viability.
Please describe your proposed solution and how it addresses the problem

The vision of Reef Data is a digital world where we decide about our data in a self-determined way. A world where transparency, fairness, and participation are not just promises, but the foundation of our digital actions.
Reef Data is a cooperative - currently being founded - in Germany by Volksbank Hamburg, Q2 GmbH, and Reef Data GmbH. Its mission is to empower the members of the community with knowledge and tools that enable self-determined data sharing guided by the principle of the common good. In doing so, an alternative model to the purely profit-driven digital oligarchs is being created.
A cooperative (Genossenschaft) is a democratically governed organization owned and controlled by its members, who share equally in decision-making and benefits. Cooperatives exist to serve their members and the common good, operating with values of transparency, fairness, solidarity, and long-term responsibility. In Europe, cooperatives are a cornerstone of the economy - counting over 250 million members and millions of businesses.
These same values - democratic governance, decentralization, inclusion, and provable transparency - are at the heart of Cardano’s design. Both systems empower individuals, prevent concentration of power, and build trust through openness and community-driven rules. By bringing Cardano and the cooperative model together, we combine proven European institutions with cutting-edge digital innovation for a fairer data economy.
The goal is to enable both individuals (C2B - consumer to business) and organizations (B2B) to collectively leverage their data for mutual benefit. Reef Data seeks to build a “fair data economy” where users remain in charge, decide when and how their data is used, and are transparently and fairly compensated for its value.
As the first solution within this ecosystem, the Reef Data App is currently in development. The app enables users to securely collect their personal data - including requesting archives from Amazon and, later, Google and many other platforms - fully compliant with the GDPR and Data Act. All data is initially stored locally and securely on users’ devices (“local-first” approach), ensuring only the user has access and control.
A key challenge: Data received from providers like Amazon typically arrives as obscure folders and .CSV files, unreadable for end users. The Reef Data App solves this by analyzing the files locally and presenting the contents in a clear, meaningful way, so users can gain real insights from their data.
Users are given the option to contribute their data to the Reef Data cooperative for monetization. Large prospective buyers (leading European OOHA companies already signed LOIs) want to purchase valuable, aggregated data directly from the cooperative. Critically, users are only included in data products or sales with their clear, informed consent - and always share in the revenue generated from their data.
Currently, the secure transfer and management of user data, despite being pseudonymous, - once it leaves the device for monetization - relies on high-security servers provided by Atruvia, the trusted infrastructure partner of banks. However, even the best central servers have intrinsic downsides: they concentrate risk, create single points of failure, and often make it impossible to transparently track data flows or guarantee privacy in a cryptographically robust way.

The core aim of this proposal is to enable users to retain full control and auditability over their personal data even after it leaves their device for monetization or sharing - solving the challenges of user sovereignty, privacy, and data flow transparency.
IAGON-Based Solution (as Illustrated)
Our model (reflected in the diagram) leverages IAGON’s infrastructure as a streamlined path to decentralized and auditable data management:
1. Data Collection & Preparation
Users obtain their data from platforms such as Amazon or Google (in line with GDPR and Data Act requirements) and process it locally with the Reef Data app for clarity and understanding.
2. Secure Upload to Data Vault
With explicit, granular consent, selected data is encrypted and uploaded to an individual IAGON Data Vault, tied cryptographically to the user’s identity but always controlled by the user.
3. Granular Access Control
Inside the app, users can specify at any time which data (down to specific files or attributes) is accessible to which third parties (e.g., a particular company or research project).
4. Transparent Transactions
Every act of sharing, access, or permission change is immutably logged on the Cardano blockchain, potentially using a L2 solution like Hydra. This provides a tamper-proof, privacy-preserving audit trail, ensuring that neither the platform operator nor outside observers are able to reconstruct identities or view sensitive details, but every data flow remains traceable and provable to the end-user.
5. Pseudonymous, Permissioned Sharing
Only authorized, pseudonymized data is made available to buyers or partners, ensuring full compliance and maximum privacy - while the user retains insight into the complete lifecycle of their data.

Competitive Analysis of Alternative Public Infrastructure
Recognizing the fast-evolving landscape of decentralized storage, we will conduct a rigorous competitor and viability analysis alongside our IAGON integration. Other infrastructures (e.g., IPFS) will be briefly benchmarked to highlight why they cannot meet cooperative-grade compliance and auditability - areas where IAGON is uniquely suited.
The analysis will focus on:
The outcome will be a documented, evidence-based assessment ensuring:
Phase 1: Requirements Analysis & Component Research
Phase 2: Proof of Concept (PoC) Design and (as budget allows) Implementation
Community Engagement
Why This Matters
This project will demonstrate how a cooperative, privacy-by-design model - grounded in European regulatory safeguards - can set a new global benchmark for user data control, fair value-sharing, and transparent digital trust. By piloting this on Cardano with IAGON, we aim to replace opaque, centralized “data silos” with a truly open, auditable, and user-centered alternative - empowering users, protecting privacy, and accelerating meaningful ecosystem expansion.
Please define the positive impact your project will have on the wider Cardano community
This project catalyzes real-world adoption and demonstrates the true capability of Cardano technology by embedding it at the heart of a cooperative, GDPR-compliant data ecosystem - backed by trusted German institutions and open to millions of users. We move Cardano from theory to tangible action: showing that decentralized digital infrastructure is ready for enterprise-grade applications, transparent data flows, and user-first monetization models.
Reference Use Case
By partnering directly with IAGON and integrating Cardano into cooperative workflows, we offer a high-profile, European showcase that anchors Cardano’s reputation as a proven platform for digital trust and responsible data economies.
Community-Funded Infrastructure in Action
We put Catalyst-funded components to the test in a demanding, real-world setting - providing transparent learnings, honest feedback, and demonstrating the outcomes of community investment.
Industry-Scale Visibility
We actively bridge the gap between blockchain potential and mainstream utility—driving adoption, ecosystem transactions, and demonstrating business readiness to regulators, banks, and partners.
Privacy-First Data Monetization
We pioneer transparent, user-controlled data sharing in line with strict European regulations, proving that user sovereignty need not be sacrificed for innovation or value creation.
Institutional Trust
By working with banks and cooperatives, we show that decentralized solutions can meet the world’s highest compliance, auditability, and reliability standards.
Empowerment and Fairness
Users decide - individually and collectively - how, if, and when their data brings value, creating a fair, rewards-based alternative to extractive data models and Big Tech.
Blueprint for the Ecosystem
Through open blueprints, guides, and (where possible) open-source code, we lay the groundwork for other projects and enterprises to build - scaling impact beyond this initial deployment.
Cardano and the Reef Data data cooperative share the same foundational ideas: true decentralization, distributed governance, and collective trust. As in Cardano’s consensus, the data cooperative distributes decision-making, ensuring power and benefit are shared - not concentrated. Both models create resilience, fairness, and independence from monopolistic structures.
Milestone-driven progress
All outputs are checkpointed, published, and opened for review by the Catalyst community.
Continuous communication
We commit to regular updates, community AMAs, participatory feedback loops, and transparent milestone reporting.
Shared Learning
Our results, docs, and tools create a resource for other teams - empowering adoption and standard-setting far beyond our own pilot.
Around the world, the idea of fair, user-centric data sharing - through data unions, trusts, and new value models - is gaining momentum. This proposal positions Cardano as the infrastructure of choice for these next-generation solutions, making the network more relevant, more used, and more respected with every successful step.
What is your capability to deliver your project with high levels of trust and accountability? How do you intend to validate if your approach is feasible?
Reef Data is uniquely positioned for success through a robust collaboration of leading organizations, each contributing proven expertise, critical resources, and deep ecosystem access. This structure not only guarantees the feasibility of our approach but creates a resilient foundation for enterprise-scale innovation on Cardano.
Reef Data GmbH is responsible for the technical development, implementation, and operation of the Reef Data App. Drawing on agile methodologies and a highly skilled team, Reef Data GmbH develops all user-facing and backend solutions that realize our vision of user-controlled data sovereignty.
The Reef Data Cooperative forms the democratic, member-governed legal backbone of the project. It manages the shared data pool and ensures that all processes, governance, and monetization strategies adhere to cooperative values of transparency, user inclusion, and shared benefit for all contributing members.
The cooperative banks alone (Volksbanken and Raiffeisenbanken, among others) serve more than 30 million customers across Germany - nearly 40% of the national population - making the cooperative sector the country’s second-largest retail banking group. Some of Germany and Europe’s most recognized cooperative brands hail from this ecosystem, including DZ Bank (the central institution and one of the 50 largest banks in the world), R+V Versicherung (one of Germany’s largest insurers), Union Investment, BBBank, Deutsche Apotheker- und Ärztebank, as well as major agricultural and housing cooperatives. This reach is highly respected both within Germany and throughout European cooperative networks.
Volksbank Hamburg acts as strategic sponsor, providing both initial project funding and invaluable regulatory expertise. Thanks to their leadership in Germany’s cooperative financial sector, they ensure rigorous compliance and facilitate early adoption potential, while their market reach enables real-world piloting and scaling.
The German Cooperative Association (Genoverband e.V.) serves as a powerful multiplier by connecting the project team to more than 7,000 member cooperatives and millions of end users. Their endorsement not only increases adoption potential, but also brings critical guidance on aligning technical solutions with the core values and operational standards that define the German cooperative movement.
IAGON, a leader in decentralized storage within the Cardano ecosystem, is our principal technology integration partner. With their team’s active involvement and support - including direct engagement from their CEO - we ensure rapid, state-of-the-art implementation of secure data vaults, sharding, and blockchain-based permissions. This alliance validates Iagon’s patent-backed infrastructure as the compliance-ready backbone, alternatives will be benchmarked in contrast.

The Cardano Foundation plays a dual role as ecosystem steward and technical advisor, guaranteeing that our architecture is not only compatible with Cardano standards, but also fully integrated with the latest network best practices. Their ongoing guidance ensures that learnings and blueprints from this project benefit and are accessible to the global Cardano community.
Emurgo offers technical advisory and developer support, especially for integration with the latest Cardano toolkits and protocols (e.g., tokenization, metadata, smart contracts). Their global perspective and involvement in driving Cardano enterprise adoption help us align our implementation with leading-edge standards and prepare for scalability in the broader ecosystem.
ARIC Hamburg (Artificial Intelligence Center Hamburg) serves as our expert partner for AI and advanced data applications. ARIC provides specialized guidance on privacy-preserving analytics, responsible data use, and the technical assessment of compliant, AI-powered solutions. Their extensive network and experience in deploying trustworthy AI across business and public sector contexts enrich our project with practical expertise, helping ensure that our data infrastructure is both innovative and aligned with the latest standards in artificial intelligence and data ethics.
Milestone-Based, Transparent Delivery
All project phases are structured around clear, high-level milestones with transparent deliverables and open reporting to the Catalyst community.
Risk Mitigation
Project risks - such as ADA volatility, user adoption, or regulatory changes - are proactively managed through a substantial contingency buffer, staged validation, and engagement of independent reviewers and technical audits as needed.
Scalability and Sustainability
The unique combination of development capability, trusted institutional sponsorship, cooperative governance, and close partnership with Cardano and IAGON allows us to not only deliver, but to do so in a way that is extensible and sustainable far beyond the scope of this initial proposal.
Milestone Title
Requirements Research & Architecture
Milestone Outputs
For this milestone, we will deliver a comprehensive assessment of the user, technical, and legal requirements for decentralizing data storage and consent management within a cooperative context. This includes gathering input from expert interviews, regulatory reviews, and technology landscaping - focusing on both the capabilities and constraints of IAGON as baseline infrastructure, alternatives benchmarked for contrast. The outcome will be a structured set of requirements and prioritized user stories, addressing data flows, access controls, privacy requirements, and system boundaries. Additionally, we will create an initial, modular technical architecture blueprint that outlines how Cardano, IAGON, and potentially other infrastructure could interoperate to fulfill these needs. The blueprint will emphasize flexibility, scalability, and regulatory alignment while intentionally leaving room for further iteration during later phases. This package will be sharable and directly inform subsequent development and integrations.
Acceptance Criteria
Success in this milestone is achieved when we have a clear, consensus-driven documentation package that covers technical and regulatory requirements, user and system perspectives, and a recommended architectural baseline that is reviewed and approved by the project’s key partners (Reef Data, Volksbank Hamburg, and relevant technical advisors). The requirements and blueprint should be deemed sufficient for project progression, but not overly prescriptive - leaving space for later adaptive or experimental development. All participants should agree that identified needs and risks have been thoughtfully captured and a foundation for agile development is established.
Evidence of Completion
Completion is evidenced by a published requirements report and architecture document, both made available to project partners and, where possible, the broader Catalyst community. Meeting notes, sign-off records, and documented partner approval will be included. The document set will highlight traceable stakeholder input and the rationale for the selected architecture(s), along with clear next steps and gaps for subsequent development phases.
Delivery Month
2
Cost
14500
Progress
20 %
Milestone Title
PoC Design & Initial Implementation
Milestone Outputs
This milestone will deliver a working Proof-of-Concept (PoC) that integrates IAGON’s decentralized storage solution and Cardano, allowing users to import personal data (for example, from Amazon or Google), store these encrypted in a user-specific vault, and set basic permissions for further sharing or monetization. This PoC also validates Iagon’s patented compliance features (sharding, permissions), distinguishing it from non-patented alternatives. The prototype will implement the minimum viable flows, prioritizing user sovereignty, transparency, and compliance, but without overengineering the feature set. Alongside the software, we will produce technical implementation documentation, capturing design decisions, encountered challenges, and the rationale for key integration steps. The PoC will be sufficiently robust to enable user testing in the next phase, and designed for extensibility, modular testing, and clear documentation of unresolved questions or limitations.
Acceptance Criteria
The milestone is deemed successful when the PoC demonstrates stable operation of core features: secure data ingest from at least one third-party source, encryption and storage in a decentralized user vault, policy-based permissions management, and simulated or real sharing of data with a designated (dummy) external entity. Core partners and technical stakeholders must be able to review, access, and test the prototype, and the documentation should provide enough insight for thorough evaluation and future expansion. The feature set implemented should cover the “happy path” for the main workflow(s), with known limitations and edge cases noted.
Evidence of Completion
Evidence will include access to the PoC in a controlled testing environment (e.g., TestFlight invitation or web demo), along with complete and up-to-date technical documentation published internally or, where possible, in a public repo. A walkthrough demonstrating key flows, and a summary report outlining decisions, successes, and limitations, will be shared with the project team and reviewers.
Delivery Month
5
Cost
52500
Progress
70 %
Milestone Title
Validation & Feedback Loop
Milestone Outputs
In this milestone, we will conduct a structured validation phase involving both test users (recruited via reef-data.com) and selected partners. The primary deliverables are: user experience feedback on core PoC functionality, partner and expert technical review focusing on security, privacy, and practical fit; and a concise analysis of strengths, weaknesses, and usability. We will also explore scalability and compliance perspectives in a “roadmap” section, capturing real-world constraints and unmet needs for possible future iterations. Empirical feedback will be collected during real-world trial usage, ensuring holistic insights for improvement.
Acceptance Criteria
The milestone is achieved when: a meaningful number of user and partner sessions have taken place; feedback is thematically analyzed and summarized (highlighting key patterns, blockers, and potential improvements); and an expert technical review (not full audit) attests to the feasibility and boundary conditions of the current approach. The team must collectively agree that major usability, security, or integration issues are known, manageable, and documented, and that a clear recommendation for scale-up or refinement is possible.
Evidence of Completion
Evidence consists of a synthesized feedback and validation report, anonymized user/partner feedback (when permitted), summary of interviews or test logs, and a concise expert evaluation written by an independent reviewer or technical lead. All materials will include actionable next-step proposals, documented lessons learned, and recommendations for future project or product direction.
Delivery Month
7
Cost
15500
Progress
90 %
Milestone Title
Project Reporting & Community Dissemination
Milestone Outputs
The last milestone culminates in the production of a clear, comprehensive final report documenting all project phases, key achievements, encountered challenges, and critical lessons learned. The report will distill both technical outcomes - what was achieved with the prototype, integration insights, and infrastructure benchmarks - as well as qualitative learnings about user adoption, feedback, and ecosystem fit. In addition, we will prepare and deliver public-facing materials: a slide deck and short presentation summarizing the project’s goals, progress, and results for a wide audience. To ensure broad knowledge sharing, all outputs will be published via Catalyst channels and, where possible, walk-throughs, AMAs (in collaboration with IAGON), blog posts, or explainer videos will be organized. We will also invite the broader community to engage with the results and provide input or questions for further improvement.
Acceptance Criteria
This milestone is successfully completed once all major deliverables - the final project report (in English), public slides, and dissemination content - are delivered and accessible to funders, the Catalyst community, and other stakeholders. The report must be well-structured and readable, clearly convey the project’s journey, outcomes, and key evidence, and highlight both successes and remaining open questions. Public materials should be pitched for broad accessibility, offering value to both the Cardano/tech community and non-technical partners. There should be clear evidence that dissemination (at least two formats: e.g., slide deck and an AMA/blog post) has taken place.
Evidence of Completion
Evidence will include the complete final report (PDF/online), slide deck, and **links to all dissemination activities - **such as AMA session recordings, posts on Catalyst/partner platforms, or published blog articles. Records of access, downloads, or public engagement (e.g., comments, questions) will be kept.
Delivery Month
8
Cost
12500
Progress
100 %
Please provide a cost breakdown of the proposed work and resources
Personnel & Development (core labor, technical implementation)
Total: 56,000 ADA
Technical Integration & External Services
Total: 7,000 ADA
User Testing, Pilot Execution, & Feedback
Total: 6,000 ADA
Reporting, Documentation & Community Dissemination
Total: 6,000 ADA
Legal, Compliance & Overhead
Total: 5,000 ADA
Reserve/Buffer (for ADA price, unforeseen needs)
Total: 10,000 ADA
How does the cost of the project represent value for the Cardano ecosystem?
Our team has a proven history of maximizing every Catalyst ADA, ensuring all resources are spent for optimal community and ecosystem benefit. A prime example is the Catalyst-funded SmartFutures proposal (ID 1200240) with the UNDP: although originally scoped for a one‑day online summit, Robin and Jürgen - recognizing a significant increase in ADA’s value - chose to use the entire, now larger budget to create a dramatically greater impact. They expanded the event into a two-day, in-person Berlin summit during Blockchain Week, flew in UNDP staff from across the Balkan region, provided full accommodation, professional catering, and hosted a packed program with leading speakers from industry and the Cardano ecosystem. The event greatly increased Cardano’s visibility in Berlin and delivered outcomes far exceeding initial budget or expectations, reflecting our core principle of giving back all realized surplus to the community and objectives.
This same financial discipline and flexibility will underpin the present project:
Given our direct industry access, existing infrastructure and networks, and institutional backing (Volksbank Hamburg, IAGON, Cardano Foundation), our requested funding achieves not only high developmental value, but also extraordinary reach per ADA spent. The whole project is engineered to demonstrate tangible, real-world return on Catalyst’s investment - helping turn Cardano ecosystem investments into trusted applications, robust showcases, and expanded adoption.
Terms and Conditions:
Yes
Nils Abels - Board Member, Hamburger Volksbank eG
https://www.linkedin.com/in/nils-abels-52301a262/
Nils is an accomplished executive and cooperative banking specialist, currently serving on the board of Hamburger Volksbank. With over two decades of senior leadership experience, he brings deep knowledge of finance, compliance, and digital transformation. Renowned for his analytical focus and values-driven approach, Nils plays a central role in defining rigorous governance, regulatory integrity, and financial strategy for pioneering digital projects in the cooperative sector.
Hans Joachim Conrad - Chairman of the Board, Großmarkt Hamburg
Hans Joachim is a cooperative movement veteran and institutional leader, currently chairing one of Europe’s largest city wholesale markets. He is a change-maker for values-based, member-driven organizations, with a track record that spans sustainable urban infrastructure, logistics, and innovation in the food and agricultural value chain. His network and advisory roles power direct bridges to thousands of German and European cooperatives.
Jürgen Kleeberger - CEO, Disruptive Elements GmbH / CPO Reef Data GmbH
https://www.linkedin.com/in/j%C3%BCrgen-kleeberger-39449511/
Jürgen is a visionary digital strategist and product architect, with over 25 years’ experience translating innovation into practical solutions for leading global enterprises such as Volkswagen, HERE, and Condé Nast. Skilled at building and scaling digital business models, he’s widely respected as a mentor, university lecturer, and event organizer—most recently delivering the Catalyst x UNDP SmartFutures summit, which set a new standard for Cardano community engagement in Europe.
Dr. Hans Knoth - Head of Corporate Development, Hamburger Volksbank
https://www.linkedin.com/in/hansknoth/
Dr. Knoth is an expert in transformation strategy, organizational development, and innovation management within highly regulated banking contexts. With a unique blend of academic rigor and pragmatic leadership, he drives complex change initiatives across digital, cooperative, and financial domains, ensuring resilience and adaptability for the institutions he supports.
Alois Krtil - CEO, Artificial Intelligence Center Hamburg (ARIC) e.V.
https://www.linkedin.com/in/alois-krtil-2985471b4/
Alois leads one of Europe’s most influential AI innovation centers. With strong academic and entrepreneurial credentials, he specializes in privacy-centric artificial intelligence, data protocol development, and ethical technology strategy. He is a sought-after advisor for governments, academic boards, and digital transformation projects, dedicated to delivering ground-breaking, responsible AI within the framework of European core values.
Kevin Sturm - Manager, Digital Transformation, Hamburger Volksbank
https://www.linkedin.com/in/kevin-sturm-7b2771284/
Kevin bridges technical strategy and operational execution, ensuring new digital products deliver both innovation and measurable value for cooperative members. With a background in program management for financial services, he supports the seamless integration of advanced digital solutions into traditional banking environments, always with a focus on impact and user benefit.
Robin Hellmann - Product Owner and Blockchain Lead, Reef Data GmbH
https://www.linkedin.com/in/robin-hellmann-2927b529b/
Robin holds a Master’s degree in Industrial Engineering with a focus on innovation from RWTH Aachen. As a consultant and project manager, he has led blockchain initiatives for organizations such as WWF (NFT marketplace), delivered major events with UNDP, and organized Cardano Masterclasses. TÜV-certified for the EU AI Act, Robin brings the strategic and practical expertise needed to steer blockchain integration and partnerships in this project.
Development Team
Our core developers have built robust, secure products for global organizations (VW, Condé Nast, HERE, UNDP, and more), ensuring both technical reliability and real-world scalability.
Ecosystem and Advisory Network
By virtue of our founders’ leadership roles, the team enjoys direct, credible access to all of Germany’s 7,300+ registered cooperatives and their 22+ million members, with institutional backing from major players like Volksbank Hamburg and connections to umbrella organizations such as DGRV.
We are further supported by robust technical partnerships with Atruvia (cooperative banking IT backbone), IAGON, the Cardano Foundation, and Emurgo. This strategic network not only guarantees direct piloting and adoption potential, but also the practical, high-trust structures needed for scalable innovation.