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A survey shows more than 1.7 billion people can’t access the finance system. This keeps those willing to work if they can afford the tools from working and keeps the poor in poverty. 日本語
This is the total amount allocated to Cardano Real World Asset Launch Pad. 3 out of 5 milestones are completed.
1/5
Market and Technical Research for Deployment on Cardano
Cost: ₳ 44,054
Delivery: Month 1 - Apr 2024
2/5
UI/UX Design
Cost: ₳ 47,838
Delivery: Month 3 - Jun 2024
3/5
Frontend Development
Cost: ₳ 89,635
Delivery: Month 5 - Aug 2024
4/5
Backend and Blockchain Development
Cost: ₳ 72,439
Delivery: Month 6 - Sep 2024
5/5
Close-out report and close-out video, Marketing
Cost: ₳ 44,818
Delivery: Month 7 - Oct 2024
NB: Monthly reporting was deprecated from January 2024 and replaced fully by the Milestones Program framework. Learn more here
Daisuke Sasaki, Haruka Oaks
Build a Real World Asset launchpad using IOT technology, enabling access to the finance system for these people and distributing interest to the investors who support them.
We depend on the IOT system called Mccs developed by GMS (https://www.global-mobility-service.com/service/fintech-mccs.html ) to provide credits for the unbanked and the lack of credits by working.
Except for the API that comes from the IOT (MCCS: Provided by GMS) system, we are completely open-source.
We'll use GitHub to share our code.
SDG Goals
1 - End poverty in all its forms everywhere
8 - Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all
9 - Build resilient infrastructure, promote inclusive and sustainable industrialization and foster innovation
SDG Subgoals
1.4 - By 2030, ensure that all men and women, in particular the poor and the vulnerable, have equal rights to economic resources, as well as access to basic services, ownership and control over land and other forms of property, inheritance, natural resources, appropriate new technology and financial services, including microfinance
8.10 - Strengthen the capacity of domestic financial institutions to encourage and expand access to banking, insurance and financial services for all
8.3 - Promote development-oriented policies that support productive activities, decent job creation, entrepreneurship, creativity and innovation, and encourage the formalization and growth of micro-, small- and medium-sized enterprises, including through access to financial services
Key Performance Indicator (KPI)
1.4.1 - Proportion of population living in households with access to basic services
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According to a survey from World Bank Findex Data, which says that 1.7 billion, close to one-third of adults were still unbanked in 2017, despite the Great strides made toward financial inclusion and 1.2 billion adults worldwide have gotten access to an account between 2011 and 2017. Although they have bank accounts, there are more who can’t access a loan from a bank because of the lack of credit, and they are even prevented from working without the tools they need because they can’t buy them. How can we get the people who don’t have enough trust but are willing to work to access the loan system?
Unfortunately, there are very limited ways for people with no credit to borrow money. Even if they could borrow, as far as these less developed countries are concerned, the banks themselves often do not have the funds and are forced to charge very high-interest rates. This stops poor people from being in poverty.
Our solution is to combine the power of Fintech and Web3, leveraging IOT (MCCS) devices, to create a new RWA financial service that will allow these people without credit to access loans.
With this approach, borrowers will be able to get a loan even if their own current credit is insufficient as long as they continue to work diligently using the mobilities equipped with MCCS. This will allow drivers in the transportation industry, cab, and passenger bus driving, etc., who have been paying exorbitantly high commissions to their masters because they do not have the tools to work, to have their own vehicles and take steps to get out of poverty while forming credit.
By mixing blockchain technology and this IOT device and the loan service, we provide the platform that enables companies that want to make a FinTech system for those who can't access traditional services to borrow funds from Web3 ecosystem investors.
We've already built our RWA Launchpad platform Prottype (You can check it through the Link) and have also cleared our services to be compliant with Japanese laws and regulations. In really early 2024, we plan to start test sale.
The prototype allows you to get a feel for the planned functionality.
From this proposed phaze, we plan to build the functions below.
The original design has limited functionality for an alpha version, but for βver we will upgrade it so that the purchase and ownership experience will feel like you are making the world a better place through your investment.
In addition to that, we will add access to content that will allow you to become deeply informed about the area in which you are investing and also you can know about some real end user who can access to loan through this fin-tech system, and also you can track their action through the IOT data.
We'll start on Polygon first, but we'll make the Cardano Wallet connector because, with our scheme, a solid, stablecoin is essential.
After a stablecoin proved a certain solid quality born on Cardano, we'll start service on Cardano as soon as possible. (For that, we'll make the wallet connector and test it)
After starting service on Cardano, we plan to incentivize our users to select Cardano Ecosystem through a higher reward than Polygon.
In Japan, in fact, there are not so many who are using Cardano native taken and Cardano Defi, but through this project, we aim to onboard people who don't know about the Cardano Ecosystem to our space.
Our company has been leading many successful NFT projects and NFT communities (Over 80K people in our community in Japan, we emphasize the Cardano advantage (Good for the community, for climate, for security, and so on) and bring as many as possible who are in the Ethereum ecosystem.
Also, we'll positively collaborate with the stakeholders of the Cardano ecosystem and spread the use-case of Cardano.
This solution idea is relevant to Cardano, as it leverages the power of blockchain to build an infrastructure for the unbanked. It aligns with Cardano's vision and fosters innovation in the our ecosystem.
With our application, we can onboard real-fi technology onto the Cardano ecosystem. Cardano has mainly been focusing on building infrastructure to provide unbanked people access to finance.
Our Project's Contribution: Our solution directly addresses key challenges within the Cardano ecosystem, significantly enriching it by:
Impact Measurement: To measure our impact, we will use quantitative metrics:
Sharing Outputs and Opportunities: We will share the outputs and opportunities of our project through the following methods:
In conclusion, our project not only promises an increased adoption of the Cardano platform but also fosters a vibrant, collaborative community, driving open-source innovation and growth within the ecosystem.
Our team is aptly suited and equipped to successfully deliver this project. We possess the requisite capabilities that uniquely position us to execute this project to high standards of trust and accountability.
We've onboarded professional members of Cardano Development, web3 development, business building, marketing, finance, and legal, as you see below.
Also, we will provide real-fi based on IOT technology built by GMS: Global Mobility Service. Inc. to build this ecosystem. GMS is the leading IOT /Fintech company that was awarded the Best SDGs Projects award by the Japanese Economic Department.
Our team members include:
Title: Co-Founder and CEO of Apas Port Inc.
Role: Product Ownership, Business Dev
Commitment: Full-time
Bio: Having built a career as a content producer, he has extensive experience in planning and creative direction for new business and content initiatives at listed companies, including Tokyu Land Corporation, CASIO, and Amuse. His quest for innovative expression led him to Aoyama Juku, renowned for cultivating world-class illustrators. His encounter with NFTs marked a pivotal turn in his career, prompting him to explore the realm of Web3. He founded SPAM DAO, a collective of prominent NFT collectors in Japan, and actively conducts study sessions for companies to broaden their understanding of the Web3 landscape.
Title: Co-Founder and Chief Business Development Officer of Apas Port Inc.
Role: Project Management, Business Dev
Commitment: Full-time
Linkedin:
https://www.linkedin.com/in/masaki-minamide-92430114b/
Bio: Masaki is a Waseda University graduate and a seasoned blockchain engineer based in Berlin's crypto scene since 2017. As a Polkadot ambassador, he specializes in interchangeability layer protocols and privacy tech, with a strong presence in Japan. His career includes a significant stint at IBM as an enterprise architecture consultant and founding roles in over five major projects, including a globally recognized NFT initiative with a 400,000+ community since 2021.
Title: Co-Founder of Apas Port Inc.
Role: Marketing Head
Commitment: Full-time
Linkedin:
https://www.linkedin.com/in/haruka-oakes-b17764283/
Bio:
She is a Waseda University alumnus with a degree from the School of International Liberal Studies. She has a rich history in the IT sector, having established a Japanese subsidiary for an international IT venture. Her diverse experience spans across significant social planning and production roles for major corporations and events, including the Tokyo 2020 Olympics. Raised in the U.S., she is native in English and primarily focuses on marketing and community management for international markets.
Title: Founding member of Apas Port Inc.
Role: Token Research Lead, Community Strategist
Commitment: Full-time
Linkedin:
https://www.linkedin.com/in/masatoshi-kato/
Bio:
He graduated from Aoyama Gakuin University with a degree in Social Informatics. As an avid NFT collector, he has been deeply involved in the NFT space. Since January 2022, he has served as the Japan Mod for the Korean project 'SuperNormal.' He is also a prominent community manager and mod for various domestic projects. Previously, he worked in a prime listed company, focusing on the operation and maintenance of internal systems, data analysis, and business improvement. He left the company in August 2022 to dedicate himself to Web3, specializing in community.
Title: Founding member of Apas Port Inc.
Role: Token Research Lead, Corporate PR
Commitment: Full-time
Linkedin:
https://www.linkedin.com/in/maria-sahara-1219901b1/
Bio:
She graduated from Keio University with a degree in Economics. Fascinated by stocks and FX from high school, she delved into virtual currency, making her first investment in 2016 and venturing into the crypto world. Her interest in NFTs grew in 2021, leading her to actively engage in the GameFi market starting around August. As a skilled community manager, she fluently speaks both Japanese and English, bridging the gap in international communications.
Title: Director of Your Bright Inc.
Role: Lead System Developer
Commitment: Full-time
LinkedIn:
https://www.linkedin.com/in/hayato-yamashita/
Bio:
He has served as head of smart contract development for many prominent Asian Web3 projects.
Projects: Love Addicted Girls, Edo, CANDY GIRL, Flower Lollita, Kawaii Meta Collage, KAMITSUBAKI Resident Genesis, and more.
https://link3.to/hayatti
Title: JPG Store Japan Market Head / Apas-Port Business Development Advisor
Role: Cardano Deployment Lead, Catalyst Projct Report, Research and Management
Commitment:Outsourced
LinkedIn:
https://www.linkedin.com/in/yuri-hayashi-kuriyama-2a974b212/
Bio: More than three years of experience in the CNFT ecosystem. She has been spreading CNFT technology to the Japanese and has held a lot of Cardano-related events in Japan.
Also, she has been deep into the Cardano Catalyst ecosystem and running projects related to CNFTs.
Founder of Kabuki Tokyo:https://twitter.com/kabukitokyo_ada
CNFT Festival Japan meets the West (Fund8)
CNFT Community in Asian Community (Fund9)
Onboarding big IP holders onto CardanoBlockchain (Fund10)
Title: CEO of Secured Finance
Role: Financial Engineering Advisor
Commitment: Part-time
LinkedIn: https://www.linkedin.com/in/masa-senshi-kikuchi-55185a23/
Bio:
Masa, a veteran of rates & FX derivatives for 17 years, turned tech visionary with a Master's degree in Software Engineering, currently leads Secured Finance AG and serves in Japan's Cabinet Office Task Force, leveraging his unique blend of financial acumen and technological expertise.
• Founder & CEO, Secured Finance AG
• Former Head of Derivatives Structuring, HSBC
• 17-year veteran of Traditional Finance
• Member, Japan's Cabinet Office Task Force (3 years)
• Harvard Alumnus, Master’s in Software Engineering
• Invested 5 years in full-time Computer Science studies
• Alumni & Mentor, Fall ‘20 Tachyon Filecoin Accelerator Program
◦ Tachyon Mentor
• Successfully raised $4M seed funding within 6 months (announcement)
• Judge, ETHGlobal Hackathon
• Connect on Twitter, LinkedIn, and Medium
• For more corporate details, visit Zefix 🇨🇭
Title: Partner at ANDERSON MORI & TOMOTSUNE
Role:Legal Counsel
Link: https://www.amt-law.com/en/professionals/profile/THN
Practice Area: Finance and Financial Institutions
Financial Technology (FinTech) Financial Regulation, Corporate, Corporate and Commercial Transactions, Support for Start-ups, M&A, Government Investigations and Crisis Management, Competition/Antitrust, Intellectual Property/TMT, IP Licensing and Transactions Copyright and Entertainment
Title: Partner at TMI Associates
Role: Legal Counsel
Link: https://www.tmi.gr.jp/people/h-narimoto.html
Practice Area: Structured Finance / Project Finance / Corporate Finance / Fintech (cryptocurrency, settlement, crowdfunding, etc.) / Real Estate Investment / Real Estate Development
Title: Market and Technical Research for Deployment on Cardano
Outputs
Milestone 1 includes the following key activities:
Acceptance criteria
The market and technical research paper is finalized and published on Notion. It is accessible for community review. The research paper includes the following content:
Evidence of Milestone completion
Community members can access the market and technical research paper on Notion to find the following content:
Expected timeline for the delivery
Month 1
Title: UI/UX Design
Outputs
Milestone 2 includes the following key activities:
・Based on a research paper, brainstorm and Ideate
・Update the prot type design in Figma for Beta.
・Film a video walk-through of the design.
・Marketing
These steps will result in a finalized, production-ready UI/UX design in Figma, along with a video walk-through.
The Figma file will be published and made available for community review. Similarly, the video walk-through will be published on YouTube and made available to the community.
Acceptance criteria
The production-ready UI/UX design is finalized, published, and accessible to the community for review.
The design will include the following user stories:
The finalized production-ready design will be handed over to the engineering team. “Production-ready” means that it doesn’t need more work from designers and is ready for the engineering team to turn the design into code.
The video walk-through will be published on YouTube and made available to the community.
Everyone can access the official information through Twitter(X), Press Release, and Discord, and the marketing team updates it constantly.
Evidence of Milestone Completion
The Figma files and the video walk-through are publicly available, and community members can review them.
The design will include the following user stories:
The marketing team updates the SNS below constantly
Expected timeline for the delivery
Month 2
Title: Frontend Development
Outputs
Milestone 3 includes the following key activities:
Acceptance criteria
All Frontend Development (Expect for the Web3 apps) will be completed.
Evidence of Milestone Completion
・Community members can view the source code of the features on GitHub (open source)
・Community members can view the video walk-through of these functions on YouTube.
Expected timeline for the delivery
Month 4
Title: Backend and Blockchain Development
Outputs and deliverables
Milestone 4 includes the following key activities:
Acceptance criteria
Evidence of Milestone Completion
Community members can view the source code of the features on GitHub (open source)
Expected timeline for the delivery
Month 5
Title: Close-out report and close-out video, Marketing
Outputs
Final Milestone involves the following key activities:
These steps will produce the following deliverables:
Acceptance criteria
The following items are publicly available for the community to review.
Evidence of Milestone completion
Expected timeline for the delivery
Month 6
Our team members include:
Title: Co-Founder and CEO of Apas Port Inc.
Role: Product Ownership, Business Dev
Commitment: Full-time
Bio: Having built a career as a content producer, he has extensive experience in planning and creative direction for new business and content initiatives at listed companies, including Tokyu Land Corporation, CASIO, and Amuse. His quest for innovative expression led him to Aoyama Juku, renowned for cultivating world-class illustrators. His encounter with NFTs marked a pivotal turn in his career, prompting him to explore the realm of Web3. He founded SPAM DAO, a collective of prominent NFT collectors in Japan, and actively conducts study sessions for companies to broaden their understanding of the Web3 landscape.
Title: Co-Founder and Chief Business Development Officer of Apas Port Inc.
Role: Project Management, Business Dev
Commitment: Full-time
Linkedin:
https://www.linkedin.com/in/masaki-minamide-92430114b/
Bio: Masaki is a Waseda University graduate and a seasoned blockchain engineer based in Berlin's crypto scene since 2017. As a Polkadot ambassador, he specializes in interchangeability layer protocols and privacy tech, with a strong presence in Japan. His career includes a significant stint at IBM as an enterprise architecture consultant and founding roles in over five major projects, including a globally recognized NFT initiative with a 400,000+ community since 2021.
Title: Co-Founder of Apas Port Inc.
Role: Marketing Head
Commitment: Full-time
Linkedin:
https://www.linkedin.com/in/haruka-oakes-b17764283/
Bio:
She is a Waseda University alumnus with a degree from the School of International Liberal Studies. She has a rich history in the IT sector, having established a Japanese subsidiary for an international IT venture. Her diverse experience spans across significant social planning and production roles for major corporations and events, including the Tokyo 2020 Olympics. Raised in the U.S., she is native in English and primarily focuses on marketing and community management for international markets.
Title: Founding member of Apas Port Inc.
Role: Token Research Lead, Community Strategist
Commitment: Full-time
Linkedin:
https://www.linkedin.com/in/masatoshi-kato/
Bio:
He graduated from Aoyama Gakuin University with a degree in Social Informatics. As an avid NFT collector, he has been deeply involved in the NFT space. Since January 2022, he has served as the Japan Mod for the Korean project 'SuperNormal.' He is also a prominent community manager and mod for various domestic projects. Previously, he worked in a prime listed company, focusing on the operation and maintenance of internal systems, data analysis, and business improvement. He left the company in August 2022 to dedicate himself to Web3, specializing in community.
Title: Founding member of Apas Port Inc.
Role: Token Research Lead, Corporate PR
Commitment: Full-time
Linkedin:
https://www.linkedin.com/in/maria-sahara-1219901b1/
Bio:
She graduated from Keio University with a degree in Economics. Fascinated by stocks and FX from high school, she delved into virtual currency, making her first investment in 2016 and venturing into the crypto world. Her interest in NFTs grew in 2021, leading her to actively engage in the GameFi market starting around August. As a skilled community manager, she fluently speaks both Japanese and English, bridging the gap in international communications.
Title: Director of Your Bright Inc.
Role: Lead System Developer
Commitment: Full-time
LinkedIn:
https://www.linkedin.com/in/hayato-yamashita/
Bio:
He has served as head of smart contract development for many prominent Asian Web3 projects.
Projects: Love Addicted Girls, Edo, CANDY GIRL, Flower Lollita, Kawaii Meta Collage, KAMITSUBAKI Resident Genesis, and more.
https://link3.to/hayatti
Title: JPG Store Japan Market Head / Apas-Port Business Development Advisor
Role: Cardano Deployment Lead, Catalyst Projct Report, Research and Management
Commitment:Outsourced
LinkedIn:
https://www.linkedin.com/in/yuri-hayashi-kuriyama-2a974b212/
Bio: More than three years of experience in the CNFT ecosystem. She has been spreading CNFT technology to the Japanese and has held a lot of Cardano-related events in Japan.
Also, she has been deep into the Cardano Catalyst ecosystem and running projects related to CNFTs.
Founder of Kabuki Tokyo:https://twitter.com/kabukitokyo_ada
CNFT Festival Japan meets the West (Fund8)
CNFT Community in Asian Community (Fund9)
Onboarding big IP holders onto CardanoBlockchain (Fund10)
Title: CEO of Paima Studio
Role: Cardano Deployment Advisor / Coordinator
Commitment: Outsourced
LinkedIn: https://www.linkedin.com/in/sebastiengllmt/
Title: CEO of Secured Finance
Role: Financial Engineering Advisor
Commitment: Part-time
LinkedIn: https://www.linkedin.com/in/masa-senshi-kikuchi-55185a23/
Bio:
Masa, a veteran of rates & FX derivatives for 17 years, turned tech visionary with a Master's degree in Software Engineering, currently leads Secured Finance AG and serves in Japan's Cabinet Office Task Force, leveraging his unique blend of financial acumen and technological expertise.
• Founder & CEO, Secured Finance AG
• Former Head of Derivatives Structuring, HSBC
• 17-year veteran of Traditional Finance
• Member, Japan's Cabinet Office Task Force (3 years)
• Harvard Alumnus, Master’s in Software Engineering
• Invested 5 years in full-time Computer Science studies
• Alumni & Mentor, Fall ‘20 Tachyon Filecoin Accelerator Program
◦ Tachyon Mentor
• Successfully raised $4M seed funding within 6 months (announcement)
• Judge, ETHGlobal Hackathon
• Connect on Twitter, LinkedIn, and Medium
• For more corporate details, visit Zefix 🇨🇭
Title: Partner at ANDERSON MORI & TOMOTSUNE
Role:Legal Counsel
Link: https://www.amt-law.com/en/professionals/profile/THN
Practice Area: Finance and Financial Institutions
Financial Technology (FinTech) Financial Regulation, Corporate, Corporate and Commercial Transactions, Support for Start-ups, M&A, Government Investigations and Crisis Management, Competition/Antitrust, Intellectual Property/TMT, IP Licensing and Transactions Copyright and Entertainment
Title: Partner at TMI Associates
Role: Legal Counsel
Link: https://www.tmi.gr.jp/people/h-narimoto.html
Practice Area: Structured Finance / Project Finance / Corporate Finance / Fintech (cryptocurrency, settlement, crowdfunding, etc.) / Real Estate Investment / Real Estate Development
Title: Development Company
Role: Outsourced
URL: https://paimastudios.com/
Total: 295,541ADA (109,350USD)
Milestone 1 Market and Technical Research for Deployment on Cardano
44,054ADA (16,300USD)
Milestone 2 UI/UX Design for β-Total
47,838ADA (17,700USD)
Milestone 3 Frontend Development -Total
93,243ADA (34,500USD)
Milestone 4 Backend & Blockchain Development - Total
86,757ADA( 32,100USD)
Final Milestone
23,649ADA (8,750USD)
For more detailed costs, see the link below.
https://docs.google.com/spreadsheets/d/1vhEw29scJxPYuu8SCbPjZycGkbpqZtClI7M01HYQnn0/edit?usp=sharing
We believe that this project provides great value for money within the Cardano ecosystem.
First, we can onboard the real-world ecosystem onto our blockchain, and this is not an aspect of the previous Defi product, but we provide the real-world fintech system and connect it with our ecosystem.
It would be a great use case to collaborate with an enterprise company for Cardano.
Research said that the Real-world Asset market is estimated to grow to more than a $16 Trillion business opportunity by 2030.
Our platform will be the entrance to open the real asset market for the Cardano Ecosystem and bring a lot of TVL to our ecosystem.
Our cost is estimated by the average salary or less in the Japanese Developer ecosystem, 50 USD /per hour.