E-sign solution with Swisscom and DID (decentralized identifier) on Cardano

[GENERAL] Name and surname of main applicant

Patrick Rayermann

[GENERAL] Are you delivering this project as an individual or as an entity (whether formally incorporated or not)

Entity (Incorporated)

[GENERAL] Co-proposers and additional applicants

Michiel Bellen supports this proposal in his personal capacity and is not associated with any official role within the Cardano System.

Driton Salai

International Strategic Growth Manager

Swisscom Trust Services

https://www.linkedin.com/in/driton-salai/

[GENERAL] Please specify how many months you expect your project to last (from 2-12 months)

3

[GENERAL] Please indicate if your proposal has been auto-translated into English from another language

No

[GENERAL] Summarize your solution to the problem (200-character limit including spaces)

We’re launching a secure e-sign system with Swisscom using Cardano’s did:prism and did:iamx for digital IDs. Users complete a KYC check, get verified credentials, and sign documents with biometrics.

[GENERAL] Does your project have any dependencies on other organizations, technical or otherwise?

Yes

[GENERAL] If YES, please describe what the dependency is and why you believe it is essential for your project’s delivery. If NO, please write “No dependencies.”

Our project relies on Swisscom for parts the esign solution and on IAMX as an external service provider for essential components such as Know Your Customer (KYC) and biometric verification processes.

[GENERAL] Will your project’s output/s be fully open source?

No

[GENERAL] Please provide here more information on the open source status of your project outputs

Due to legal constraints with our partners, the project will not be fully open source. However, we will attempt to make certain components available as open source where feasible.

[SOLUTION] Please describe your proposed solution

Our Proposed SolutionDocufi3d.com is an e-signature platform that integrates Swisscom’s services with e-signatures with decentralized identifiers (DIDs) on the Cardano blockchain, modernizing and securing digital transactions through enhanced verification processes and user-centric controls.

Perception of the Problem

Current digital signing solutions often compromise on either user convenience or security. Our platform addresses this by ensuring robust verification while maintaining a seamless user experience.

Approach

We've partnered with Swisscom to leverage their e-signinig technology and integrate it with Cardano’s blockchain capabilities. This allows us to use biometric authorization for the signature, providing higher security and a more user-friendly experience. Incorporating zero-knowledge proofs (ZKPs) ensures that user data remains private, sharing only necessary information.

Product

Our product is an advanced electronic signature solution that replaces traditional username and password logins by connecting your wallet with your DID. This eliminates any doubt about the validity of the e-signature, as it can only be authorized using your biometrics (DES, DID-based advanced electronic signature). It is positioned between the advanced electronic signature (AES) and the qualified electronic signature (QES) in terms of security and functionality.

Engagement

Our platform targets a wide range of users, from individual consumers seeking easy and secure digital signing methods to businesses and organizations needing reliable verification processes. By providing a scalable and adaptable solution, we aim to cater to the evolving needs of a diverse user base.

Demonstrating Impact

We will demonstrate the impact of our project through user adoption rates, transaction volumes, and user feedback on security and ease of use. Regular audits and transparency reports will validate our platform's security and efficiency. Success stories and case studies from our users will illustrate the real-world benefits.

Uniqueness and Benefits

Our solution stands out by integrating biometric verification with blockchain technology, offering users enhanced security and control over their digital identities. This approach enhances the trustworthiness of digital signatures and aligns with self-sovereign identity principles. Our fair cost model ensures accessibility to a broad audience, promoting wider adoption and benefiting the Cardano ecosystem by showcasing practical and innovative blockchain use cases.

Summary

Next level of advanced electronic signature (AES) with Cardano DID-based login and biometric authorization process with electronic signature provided by Swisscom’s services.

[IMPACT] Please define the positive impact your project will have on the wider Cardano community

Positive Impact on the Wider Cardano Community

Our project, the Docufi3d.com e-signature platform, leverages Swisscom's advanced KYC and biometric authorization integrated with Cardano’s blockchain to enhance digital transaction security and usability. This initiative will positively impact the Cardano community by:

1. Enhancing Transaction Security and Privacy: By using decentralized identifiers (DIDs) and zero-knowledge proofs (ZKPs), our platform increases transaction security and protects user privacy

1. Promoting Adoption of Blockchain Technology: By providing a user-friendly, secure, and efficient digital signing solution, we aim to attract a broader audience to the Cardano ecosystem, including those from industries that require reliable and verifiable digital signing processes like legal, healthcare, and government sector

1. Driving Innovation and Use Cases: Our solution showcases a practical application of blockchain technology beyond typical financial use

Measuring Impact

We plan to measure the impact of our project both quantitatively and qualitatively:

• Quantitative Measures: We will track metrics such as user adoption rates, the number of transactions processed, and the volume of digital signatures created. Additionally, we will monitor the growth in the number of third-party integrations with our platform as an indicator of ecosystem expansion.

• Qualitative Measures: User feedback will be crucial. We will gather data through surveys and direct user feedback to assess satisfaction with the security, ease of use, and overall experience. Success stories and case studies will be documented to highlight specific instances where our platform provided significant value.

Sharing Outputs and Opportunities

• Community Engagement: Findings, updates, and success stories will be shared with the Cardano community through various channels, including Cardano forums, social media, and at blockchain events. Regular webinars and workshops will be conducted to engage with users directly and gather feedback.

• Transparency Reports: We will publish transparency reports that detail security audits, compliance checks, and system upgrades. These reports will be made available on our website and distributed through Cardano-related news outlets to maintain openness with the community.

• Collaborations and Partnerships: We aim to collaborate with other blockchain projects within the Cardano ecosystem to explore integrative use cases, enhancing the utility and functionality of both platforms. Details of these partnerships will be shared through joint announcements and case studies.

By executing this plan, we aim to not only solve a current problem but also enrich the Cardano ecosystem, demonstrating the blockchain’s capacity for supporting advanced, secure, and user-focused applications. This will contribute significantly to Cardano's growth and reputation as a leading platform for innovative blockchain solutions.

[CAPABILITY & FEASIBILITY] What is your capability to deliver your project with high levels of trust and accountability? How do you intend to validate if your approach is feasible?

Our project, spearheaded by Patrick Rayermann and in collaboration with IAMX and Swisscom Trust Services, is uniquely positioned to deliver with high trust and accountability. Here’s why we are ideally suited for this initiative:

Patrick Rayermann's Expertise: As the prospective managing director for docufi3d.com, Patrick brings extensive experience in compliance, data protection, and IT security. His prior roles include serving as a certified CISO and Data Protection Officer, where he managed compliance and IT security across various organizations. His leadership assures adherence to best practices in project management and regulatory compliance.

Collaborations with IAMX and Swisscom: Partnering with IAMX provides us with advanced digital identity verification technologies that enhance user privacy and compliance. Swisscom Trust Services' expertise in electronic signatures, seals, and timestamps ensures our solutions meet EU eIDAS regulations, further supporting our commitment to legal and operational integrity.

Capability and Feasibility Validation:

1. Pilot Testing: We will conduct pilot tests to validate the integration of digital identity verification and electronic signing technologies. These tests will help ensure that all components work seamlessly together and meet industry standards.

2. Feedback Loops: Regular feedback sessions with early adopters will allow us to adjust our approach based on real-user experiences, enhancing the project’s relevance and effectiveness.

Trust and Accountability in Fund Management:

1. Transparent Budgeting: We will maintain open financial records, providing clear and detailed reports on how funds are allocated and spent.

2. Milestone-Based Funding: Funds will be disbursed based on the achievement of specific milestones, each of which requires detailed documentation and demonstration of progress.

3. Regular Audits: External audits will be conducted periodically to verify the proper management of funds and adherence to budgetary constraints.

Sharing Outputs and Opportunities:

- We will publish regular updates through newsletters and on our website to keep stakeholders informed about project progress and developments.

- Upon project completion, we will release a comprehensive impact report detailing what was accomplished and the benefits delivered to the Cardano community.

These measures demonstrate our commitment to managing this project with the highest levels of trust and accountability, ensuring that our innovative solution not only meets but exceeds the expectations of the Cardano community.

[PROJECT MILESTONES] What are the key milestones you need to achieve in order to complete your project successfully?

Milestone 1: Development of the KYC Integration

Output: Develop and integrate the KYC process into the Docufi3d.com platform using Swisscom's services.

Acceptance Criteria: The KYC process is seamlessly integrated and fully functional within the platform.

Evidence of Milestone Completion: Video documentation of the KYC process working within the platform and a technical report detailing the integration and functionality.

Milestone 2: Implementation of DID and Credential System

Output: Implement the decentralized identifier (DID) system and credential receipt mechanism.

Acceptance Criteria: Users can successfully receive a DID and use it to obtain credentials after completing KYC. Will be offered in did:iamx and did:prism. More DIDs will be added.

Evidence of Milestone Completion: Video documentation of the DID creation and credential issuance processes, accompanied by a detailed technical report.

Milestone 3: Biometric Authentication and Authorization System

Output: Develop and integrate biometric authentication and authorization for signing documents.

Acceptance Criteria: Users can log in and sign documents using biometric data, ensuring a high level of security.

Evidence of Milestone Completion: Video showcasing the biometric login and document signing process, along with a comprehensive technical report on the system.

Milestone 4: Integration of Zero-Knowledge Proofs (ZKP)

Output: Integrate zero-knowledge proofs where applicable to enhance privacy.

Acceptance Criteria: ZKP is implemented effectively, allowing users to sign documents while ensuring that private information remains confidential.

Evidence of Milestone Completion: Video evidence of the ZKP functionality and a technical report explaining the privacy features.

Milestone 5: Platform Testing and User Feedback Collection

Output: Conduct extensive testing of the entire platform and collect user feedback.

Acceptance Criteria: The platform operates smoothly across all functionalities, and user feedback indicates satisfaction with the security and usability.

Evidence of Milestone Completion: Compilation of user feedback and video documentation of the testing process, supported by a technical report analyzing the results.

Final Milestone: Official Launch and Marketing

Output: Officially launch Docufi3d.com and begin marketing activities to promote the platform.

Acceptance Criteria: The platform is live and accessible to the public, with initial marketing efforts underway to attract users.

Evidence of Milestone Completion: Press release about the launch, marketing materials, and a final report that includes an overview of the launch activities, initial user adoption rates, and future steps.These milestones are designed to systematically verify each component of the e-signature platform, from secure user identification to the final public release, ensuring that each phase is completed to the highest standard before moving to the next. This structured approach guarantees that the project will meet all its objectives and deliver a reliable, secure, and user-friendly e-signature solution on the Cardano blockchain.

[RESOURCES] Who is in the project team and what are their roles?

Our project, spearheaded by Patrick Rayermann and in collaboration with IAMX and Swisscom Trust Services, is uniquely positioned to deliver with high trust and accountability. Here’s why we are ideally suited for this initiative:

Patrick Rayermann's Expertise: As the prospective managing director for docufi3d.com, Patrick brings extensive experience in compliance, data protection, and IT security. His prior roles include serving as a certified CISO and Data Protection Officer, where he managed compliance and IT security across various organizations. His leadership assures adherence to best practices in project management and regulatory compliance.

Collaborations with IAMX and Swisscom: Partnering with IAMX provides us with advanced digital identity verification technologies that enhance user privacy and compliance. Swisscom Trust Services' expertise in electronic signatures, seals, and timestamps ensures our solutions meet EU eIDAS regulations, further supporting our commitment to legal and operational integrity.

[BUDGET & COSTS] Please provide a cost breakdown of the proposed work and resources

IT Development: 150 working days for esign solution live with Swisscom with 3 staff in IT amouting to 300,000 ADA.

Publicity, Community Engagement, and Project Management: 25,000 ADA.

Legal topics: 30,000 ADA.

Total: 355,000 ADA

[VALUE FOR MONEY] How does the cost of the project represent value for money for the Cardano ecosystem?

Value for Money

Our proposed solution, Docufi3d.com, is designed to provide significant value for the Cardano ecosystem by leveraging advanced technologies and strategic partnerships to deliver a high-security, user-friendly e-signature platform. Here’s how we ensure that our project represents value for money:

Strategic Partnerships:

  - Swisscom Integration: Partnering with Swisscom for their advanced KYC technology ensures we leverage existing, proven systems rather than developing from scratch. This reduces development time and costs while ensuring high standards of security and compliance.

• Cardano Blockchain: Utilizing the Cardano blockchain allows us to integrate decentralized identifiers (DIDs) and leverage its robust security and scalability features. This ensures our platform remains cutting-edge and future-proof.

Cost Efficiency:

  - Biometric Authentication and ZKP Integration: By incorporating biometric authentication and zero-knowledge proofs (ZKPs), we significantly enhance security and privacy. These technologies are cost-effective in the long run by reducing fraud and ensuring compliance with privacy regulations.

  - User-Centric Design: A focus on user experience reduces training and support costs as the platform is intuitive and easy to use, which can lead to quicker adoption and satisfaction.

Structured Milestones:

  - Detailed Milestone Planning: Our project is divided into clear, achievable milestones, each with specific outputs and evidence of completion. This structured approach ensures efficient use of resources and timely delivery of each component.

   - Development of KYC Integration: Leveraging Swisscom’s services.

   - Implementation of DID and Credential System: Ensuring secure and verifiable identities.

   - Biometric Authentication and Authorization System: Enhancing security with easy-to-use biometric logins.

   - Integration of Zero-Knowledge Proofs: Maintaining privacy and security.

   - Platform Testing and User Feedback Collection: Ensuring a reliable and user-friendly platform.

   - Official Launch and Marketing: Driving adoption and visibility.

Justification of Costs:

  - Competitive Rates: We have benchmarked our costs against industry standards, ensuring that our expenses are in line with typical freelance rates and the average wage for technology professionals in our region. For instance, development and integration costs are calculated based on standard hourly rates for experienced blockchain developers and biometric system experts.

  - Resource Allocation: Costs are allocated to essential areas such as technology integration, security enhancements, and user experience improvements, ensuring each dollar spent directly contributes to the platform’s effectiveness and user satisfaction.

Impact and Adoption:

  - Metrics and Transparency: We will measure success through user adoption rates, transaction volumes, and user feedback on security and ease of use. Regular audits and transparency reports will validate our platform’s security and efficiency.

  - Broader Ecosystem Benefits: By providing a scalable and adaptable solution, we aim to drive broader adoption within the Cardano ecosystem. This not only benefits our platform but also showcases the practical and innovative use cases for Cardano’s blockchain technology, promoting further development and investment in the ecosystem.

In summary, our project, Docufi3d.com, represents excellent value for money by strategically utilizing partnerships, ensuring cost efficiency, following a structured milestone approach, and focusing on impactful outcomes. This ensures that our e-signature platform not only meets the immediate needs for secure and convenient digital signing but also contributes to the broader vision of enhancing trust and security in digital transactions within the Cardano ecosystem.