[Proposal setup] Proposal title

Please provide your proposal title

Legal Compliance Indonesia by CWI

[Proposal Summary] Budget Information

Enter the amount of funding you are requesting in ADA

50000

[Proposal Summary] Time

Please specify how many months you expect your project to last

9

[Proposal Summary] Translation Information

Please indicate if your proposal has been auto-translated

No

Original Language

en

[Proposal Summary] Problem Statement

What is the problem you want to solve?

Cardano in Indonesia requires legal compliance to operate the blockchain project and adoption of Cardano Technology for Cardano Community.

[Proposal Summary] Supporting Documentation

Supporting links

• https://www.youtube.com/@CardanoWomanIndonesia
,
• https://duniafintech.com/blockchain-masuk-rancangan-strategis-digital/
,
• https://www.antaranews.com/berita/4927141/gibran-pp-28-2025-payung-hukum-pengembangan-blockchain-di-indonesia
,
• https://rcs.hukumonline.com/insights/regulatory-sandbox

[Proposal Summary] Project Dependencies

Does your project have any dependencies on other organizations, technical or otherwise?

No

Describe any dependencies or write 'No dependencies'

No Dependencies

[Proposal Summary] Project Open Source

Will your project's outputs be fully open source?

Yes

License and Additional Information

Published a legal framework for Cardano Blockchain Technology and Cardano Project Based in Indonesia in terms of asset tokenization, stablecoin creation from Cardano, and Crypto asset trading with differentiation of practical feasibility. Compliance and legal team for consultation ready to facilitate the new member of Intersect enterprise members in Indonesia and abroad investor to Indonesian ecosystem.

[Theme Selection] Theme

Please choose the most relevant theme and tag related to the outcomes of your proposal

Legal

[Campaign Category] Category Questions

Who you’re targeting, how you’ll reach them, and why this matters for Cardano.

Cardano Woman Indonesia/CWI are targeting key stakeholders of Law entities and equivalent, business, and academics, society of web 3 and several web 2 parties.

Law partners

Financial Authority Services Indonesia

Academic from universities

Fintech Associations in Indonesia

Industries on Demand through Surveys

This is important for specific Catalyst Horizon maps, Indonesian on fire to pursue eligible and sustainable projects and startups, enterprise and companies onboard and adopt Cardano Blockchain Technology, while consequently pursuing global investors to come and market in Indonesia.

Provide a list of key activities of your project?

Attending OJK/similar event conducted by Gov of Indonesia & private sectors related

Visiting/Creating FGDs with academics & universities, law firm partners & key persons in the related fields

Research & development, surveys & analysis to Drafting Regulation Frameworks for both individual & entity incorporated and/or not incorporated parties

Acquiring notary signs & approvals of top universities in related fields.

Independently operate after the project’s end & actively inviting global outreach

Writing quarterly reports & handbooks for guidance and references, project reports and use cases

What are your success metrics?

Number of Law Firm members involved in FGD & Meetups

Number of Frameworks Drafted and stored Onchain

Number of Use case ready for regulatory sandbox & equivalent by Indonesia & MOUs achieved with Indonesian Regulations

Number of recommended, remedial, and unrecommended to allowed, limited, and prohibited parameters( Regulatory Sandbox and Blockchain project capacity ) and/or similar levels of entities

Number of Academics involved in drafting Frameworks of NIB(Operational License) &Handbooks published in PDFs to students and lecturer

Number of Fintech Association Indonesia involved in FGD

[Your Project and Solution] Solution

Please describe your proposed solution and how it addresses the problem

Cardano Woman Indonesia (CWI) Perceived Problems:

Do you ever question the Indonesian project’s visibility? Regarding its participation or sustainability? Regarding its achievement of Catalyst Horizon 2025 by Project Catalyst? We consider this as another outcome besides human factors. There are more than a thousand in Cardano Community in Indonesia yet less participation in the ecosystem or even in established entities such as Cardano Hub Indonesia. The number of involved members just doesn't fit in the picture.

Cardano Woman Indonesia (CWI) Main Reason:

Cardano Woman Indonesia, proposed by Inti Inti Shar and advisory of its founder; Fanny Wijaya initiated the necessary legal movement to provide projects and entrepreneurs readiness. This goal can be equipped to the person and/or businesses by starting research and getting a baseline from local laws, reviewed and supported by Law Experts and academics across the nation, as the news and policies already promote Blockchain activity, these stakeholders won’t hold their breath anymore.

The Project Engagements will be shared publicly, if possible, enter the on-chain data, provide agreements with custom tailor made accompanied by our legal team after project’s end.

1. “Clear basis” campaign to all possible and accessible academics and law expert entities will open some university, academic experts to do FGDs and moments, while the law expert will accompany along the way of discussion.
2. Deliver FGDs with experts and academics
3. Custom agreement template to make a common and acceptable identity to businesses as the result of discussion with government bodies regarding PP 28/2025 and the possibility of Fintech association meetings.
4. Deliver PP 28/2025 with Fintech associations
5. Drafts that are updated for local stakeholders, community and ready to post for global outreach while giving expertise service to the future Cardano Blockchain Project Based and others.
6. Create a draft of the legal framework with inputs and promote globally
7. No legal framework for the specific Cardano Blockchain Technology
8. Create an analysis based on Cardano Blockchain Technology
9. Less participation on governance and building on Cardano smart contract
10. Highlighting what’s able and unable for developers to build and gives solutions.
11. Tendency to avoid regulation and misusing the blockchain projection makes projects less sustainable
12. Listing a whole Indonesian ecosystem and tracking all projects funded and give legal support
13. Foster collaboration to keep in track on Cardano vibes, contribute to real partnership occurred and impactful meaning happened.
14. Create drafts for Partnership accompanied by quick legal view data
15. Low visibility toward good and impactful Cardano Project based.
16. Promote projects that are wandering for some time, and key actors behind it with their permission.

Proves of Cardano Woman Indonesia (CWI) Project:

The project will show research documents, draftings process, and professional commentaries and law expert works together. Even possibility of mentors from abroad to provide inputs and advisory.

1. Legal Basis Drafting Frameworks Documentations
2. Analysis report: Risk- Licensing Based Parameters to
3. Allowed
4. Limited
5. Permissions
6. Handbooks of final Cardano in Indonesia Guideline
7. Quarter Report of Projects and Use Cases for Academic and Law Firms references
8. Workshops with Fintech Associations in Indonesia and further discussions recorded by permissions.

2 Benefit Domains:

Cardano Woman Indonesia (CWI) Internal Stakeholders :

1. in Indonesia able to initiate Cardano Blockchain outside Catalyst funding as sponsor.
2. Enable students to start Business Essay with Cardano Technology themes and supervised by Universities.
3. Alumni are able to set their mindset to be feasible for adopting Cardano Regulation Frameworks for their works.
4. Associations aware and preparing the foundational and grassroots movement, strategic approach to welcome Investors abroad with competitive advantages.
5. More proposals submitted as Indonesian Town Hall and Cardano Hubs in Indonesia are growing in teams number.

Cardano Woman Indonesia (CWI) External Stakeholder:

1. Investors from abroad conveniently approach as the Drafts are filled with eligibility requirements to meet.
2. Funded Proposers from Catalyst’ Fund able to expand their pilot project and extend their market to Indonesia.
3. Enable Global Exhibitions to include Cardano as technology that is admitted by Indonesian manufacturers and industries.

Cardano Woman Indonesia (CWI) Unique Solution:

1. Forging tools for everyone that reflects the value of true Cardano Technology that is useful for all classes.
2. The first and the only legal entity that will preserve and be capable to handle custom regulation of Cardano chain specific and diminish the middleman issues locally.
3. Transfer knowledge affirmation from academics and analysis will enhance fintech associations to be well prepared for global economics and green projects with blockchain technology.

Cardano’s Importances:

1. Project Catalyst can see more projects sustain, able to see the blockchain projections for proposals submitted in the next fund, whether it is applicable or require further/custom regulations. We can provide you with this information.
2. Following Cardano Constitution to take care and give attention to Cardano Community, Cardano Ecosystem, and Cardano Blockchain Technology, as well as ADA holder and ADA owner.
3. Efficiency and effectiveness of Cardano Chain become mass use in Indonesia, exploring the vast market of “Wonderful Indonesia”.

[Your Project and Solution] Impact

Please define the positive impact your project will have on the wider Cardano community

Cardano Woman Indonesia (CWI) Qualitative impacts:

Either the community is driven by this effort, the goal of this project will keep them intact with a smooth process when they are going to be a project based team or even an entrepreneur. Templates of the contract will be utilized to be a benchmark or even used by the corporation and individual. Drafts of these legal and compliance papers will also be kept updated and selective for the open community and anyone who has interest in the following topics: smart contract, web3, NFTs and tokenization asset, stablecoin creation, and crypto trading.

1. Provides Indonesian entrepreneurs with legally compliant templates for Cardano-based projects (NFTs, DeFi, tokenization), reducing regulatory uncertainty.
   1. Templates for Cardano Based Projects
      1. Unfunded, funded, ongoing, and saturated phases.
      2. NFTs, Defi, Tokenization
2. Establishes Indonesia as a regulatory blueprint for emerging markets, aligning with Cardano's focus on Eastern Hemisphere adoption.
   1. Templates for the Investor in form of awareness, relation, and code of conduct to be followed
3. Boosts investor confidence via on-chain data storage, enhancing transparency for foreign stakeholders.
   1. Publicly shared data to global outreach

Cardano Woman Indonesia (CWI) Quantitative impact:

With the catalyst horizon and mapping of community participation toward the Catalyst, Indonesian expected to double down the numbers of proposal, which is also being trained for international grants and local funding from ventures and SME’s initiatives; with these statement, the scope of stakeholders will also getting broad and wide, it will require this drafts and contracts as benchmark and guideline to develop more and operate with convenient way.

Below is the following metric:

1. Number of Law Firm members involved in FGD and Meetups
2. Number of Frameworks Drafted and stored Onchain
3. Number of Use case ready for regulatory sandbox by Indonesia
4. Number of recommended, remedial, and unrecommended to allowed, limited, and prohibited parameter( Regulatory Sandbox and Blockchain project capacity )
5. Number of Academics involved in drafting Frameworks of NIB(Operational License)
6. Number of MOUs achieved with Indonesian Regulations
7. Number of Fintech Association Indonesia involved in FGD
8. Number of Handbooks published in PDFs to students and lecturer

Metric Measurement:

1. FGD report designed to create testimonials and inputs while showcase the recent projects in Cardano ecosystem.
2. Academics involve enablement designed to build long term education grow inside the universities and giving them references.
3. Notary signs to present cutting edge capabilities for Fintech associations and individuals to prepare the training certification in the future and critical priorities to welcome investors from abroad.
4. Drafting Framework will identify threats, uncover opportunities and risks mitigation, this data will streamline operations and key decisions.
5. Full scale licensing and cultural admittance of ARY law firms to operate faster and build intelligence led operations for new startups, and promote intersect’s membership such as Enterprise membership and individual membership.

The Result of our Project will be shared through:

1. Community groups in Indonesia: Telegrams and X of Accountable members
2. Associations by emails and screen shot for evidences
3. Academics by sharing Handbook and Quarter Report
4. Metadata Onchain stored and visible in final Milestone POA.
5. Chosen use cases analyzed for Drafts to Cardano Forum.

[Your Project and Solution] Capabilities & Feasibility

What is your capability to deliver your project with high levels of trust and accountability? How do you intend to validate if your approach is feasible?

Law and Regulation Basis to be Accountable for Cardano Blockchain operation in Indonesia to be uncover:

1. Legal Basis Adaptation Strategy Components PP 28/2025 regarding Risk Based Permit Business Implementation
2. PBI 23/6/PBI/2018 regarding Electronic Money
3. Law No. 7/2011 regarding Indonesia Currency
4. Collaborative Partnership with BI-registered PJSPs
5. BI Regulation No. 23/6/PBI/2018 9
6. Indonesia Business Scope Classification 2020 (KBLI 2020)
7. Extensions that will be made with on demand surveys:
8. Regulatory Advocacy Research with the Ministry of Communication and Information Technology on the use of blockchain for women's financial inclusion POJK No. 13/2018
9. OJK Regulation (POJK) Number 57/POJK.04/2020 concerning Securities Offerings Through Information Technology-Based Crowdfunding Services (Securities Crowdfunding).
10. A Fundraising Permit (PUB) from the Ministry of Social Affairs. Law No. 9 of 1961 and Government Regulation No. 29 of 1980 require that all fundraising activities for social, humanitarian, or similar purposes obtain a permit from the Ministry of Social Affairs.
11. Registration of an Electronic System Provider (PSE) from the Ministry of Communication and Information Technology (Kominfo), in accordance with Government Regulation No. 71 of 2019.
12. Establishment of a Foundation as a legal entity, in accordance with Law No. 16 of 2001. The activities are non-profit.

Possible Core Activities for the team to reach:

1. Collaboration with BI-registered PJSPs (Payment System Service Providers) for financial compliance.
2. Advocacy with the Ministry of Communication on POJK 13/2018 (Fintech).
3. Kadin’s memorandum of understanding
4. Academics collaboration with chosen and relevant universities
5. Adding well informed Law Firm accordingly with extension points above and blockchain savvy.

Validation Approach:

1. Iterate drafts via university FGDs and OJK consultations for real-world feedback.
2. Publish outputs on GitHub for community auditing.
3. Seeking ambassadors assistance for moderation and recommendations to be highlighted in meetings.
4. Fanny Wijaya Cardano Ambassador Indonesia (Jakarta)
5. Others

Cardano Woman Indonesia (CWI) Background:

With my skill as an organizer and personal branding of President of Alumni Association of MBA ITB, and the supportive movement from Fanny Wijaya as Cardano Ambassador, this will be the pioneer to prolong the life of the projects in Indonesia. As a President of Alumni, I had experience on organization structuring and leading an association in a formal way.

Cardano Woman Indonesia (CWI) Relevant Experience:

Our team consists of Cardano Constitutional Workshops participant, Alternate Travel for Cardano Constitution Convention, Membership and Community Committee, as well as Cardano Ambassador Indonesia located in Surabaya and covering Jakarta city with another person of interest that applied to be Marketing Committee. Another member was also given the task to organize the Constitutional Workshop in Bandung as Indonesia’s representative.

Stakeholders involved internally:

1. Cardano Ambassador Indonesia who lived in Berlin
2. Requesting advisory to local: Cardano Civic Committee: Indonesian Representative
3. Legal Team : 2 Law Firms at least
4. Associates : independent Lawyer or Notary Public
5. Additional resources:Cex as the first entity that involve with regulation : eligible CEX’s

Cardano Woman Indonesia (CWI) Contribution to Cardano Foundation and ecosystem

1. Positive vibes of investors to see Indonesia as “Cardano ready to invest”
2. Encouraged local communities not hesitate to build on top of Cardano Blockchain
3. Legal frameworks help investors and foundations to see the reasonable capability of Indonesian projects, startups, and its market expansions.

[Milestones] Project Milestones

Milestone Title

Cardano Woman Indonesia (CWI) Research and Drafting

Milestone Outputs

1. Legal Research : Reviewed Regulatory gap analysis (PP 28/2025 vs. OJK rules) Indonesian Financial Services Authority (OJK)
2. Mapping Stakeholder : Created Research and Development Drafts including stakeholder
3. Notary/Documentation proof From Legal Team

Acceptance Criteria

1. 5+ legal memos regarding PP 28/2025 vs OJK rules
2. Mapping stakeholder map horizon after identifying the legal memos
3. Notarization of discussions and legal proofs by legal Team.

Evidence of Completion

1. Documentations and notary proof discussion can be accessible for Milestone Reviewer and Catalyst Team including :
   1. 5+ legal memos document using pdf
   2. Research and Development Drafts including stakeholder using pdf
   3. Notary/Documentation proof From Legal Team using pdf

Delivery Month

2

Cost

9000

Progress

20 %

Milestone Title

Drafting and Revision

Milestone Outputs

1. Drafting Templates for Web3 (NIB/Business Identification Number)
2. Drafting steps to Asset Tokenization (OJK permits/Indonesian Financial Services Authority)
3. Quarterly reviews of Draft with community input/stakeholders

Acceptance Criteria

1. Targeting: 3 contract framework with legal professionals including lawyers, academic professors, jurists, or legal scholars. The percentage of success categorized into “allowed”, “limited”, “permission”,”prohibited”
2. Targeting: 2 OJK submission accompanied by English and Indonesian Version/ relevant government bodies

Evidence of Completion

1. Documentations and notary proof discussion
2. Videos and Photos documentation
3. PDF for Quarterly Review

Delivery Month

2

Cost

12000

Progress

40 %

Milestone Title

Stakeholder Engagement

Milestone Outputs

1. University FGD conducted
2. Fintech association workshops
3. Created at least 1 bilingual handbook and shared globally on linkedin and forum
4. Listing cardano projects : at least 5 subjects: on behalf of individuals and entities.
5. Pilot Project of Allowed or limited regulation applied to one proposal ready to be submitted on Project Catalyst

Acceptance Criteria

1. At least 50 stakeholders involved
2. 5 MOUs Signed with legal perspective and law’s guideline of Indonesia, at least 20% of woman participation during workshops/FGD/signed contract or agreement
3. Pilot Project on open ecosystem/concept/product ready
   1. Populated interested users
   2. Commencing the program of mentorship
   3. The goal of writing proposals with Drafts that have already been made temporary.-- to show a new use case that is fit to Indonesian Law and Regulation.
   4. Ready to submit to Catalyst and showcase to companies in the Fintech industry.

Evidence of Completion

1. Documentations and notary proof discussion
2. Videos and Photos documentation

Can be accessible for Milestone Reviewer and Catalyst Team

Delivery Month

2

Cost

14000

Progress

60 %

Milestone Title

On-Chain and Finalization

Milestone Outputs

1. Data Storage prototype on Cardano Testnet
2. Metadata standard for legal documents: 1 functional prototype for legal doc storage (Testnet)
3. At least Templates( used by 5 actors from Cardano Ecosystem Indonesia)

Acceptance Criteria

1. Public repository shared to stakeholders
2. Indonesian Users are able to see which one is Allowed, Limited, Permission, and Prohibited for the Cardano Blockchain projects.
3. Investors are able to see which one is Allowed, Limited, Permission, and Prohibited for the Cardano Blockchain projects.
4. Compliance handbook as form of all legal documents online or printed

Evidence of Completion

1. Documentations and notary proof discussion
2. Videos and Photos documentation
3. Github Documentation

Can be accessible for Milestone Reviewer and Catalyst Team

Delivery Month

2

Cost

8000

Progress

80 %

Milestone Title

Final Milestone

Milestone Outputs

1. Successfully create close out report in accordance with Project Catalyst provisions
2. Successfully create Close out Video in accordance with Project Catalyst provisions
3. Quarterly reviews of Draft with community input/stakeholders

Acceptance Criteria

1. **_PDFs compiled for all draft and MoU _**on close out report
2. Videos and other relevant document compiled on Close out Video

_All Reports create in accordance with Project Catalyst provisions _

Evidence of Completion

During completion of the final milestone, the contract template will be publicly shared, and prepare custom support for newly entranced for web 2 users and businesses, providing a long and sustainable service for the Cardano Blockchain Community. As a commitment and responsibility to keep updating the documentations with recent and mitigating the risks that the projects may face in the future.

Delivery Month

2

Cost

7000

Progress

100 %

[Final Pitch] Budget & Costs

Please provide a cost breakdown of the proposed work and resources

Total Budget: 50,000 ADA

All costs in ADA

**Milestone 1: Research and Drafting (Months 1-2) **

Budget: 9,000 ADA

• Legal Research - Regulatory analysis (PP 28/2025 vs. OJK), 5+ legal memos : 4,000 ADA
• Stakeholder Mapping - Identifying OJK/academia/fintech contacts and horizon mapping : 2,500 ADA
• Notary/Documentation - Notarization of discussions and legal proofs : 1,500 ADA
• Community Inputs - Surveys and incentivized feedback collection : 1,000 ADA

Milestone 2: Drafting and Revision (Months 3-4)

Budget: 12,000 ADA

• Template Drafting (Web3/NIB) - 3 contract frameworks (Allowed/Limited/Permission/Prohibited) : 5,000 ADA
• OJK Submission Prep - Bilingual draft, permit applications, government lobbying : 4,000 ADA
• Quarterly Review - Community/stakeholder feedback sessions and report drafting : 2,000 ADA
• Legal Consultations - Fees for law firms/academics reviewing drafts : 1,000 ADA

Milestone 3: Stakeholder Engagement (Months 4-5)

Budget: 14,000 ADA

• University FGDs - 3+ events (venue, materials, academic honorariums) : 5,000 ADA
• Fintech Workshops - 2+ sessions with associations(Logistic and Speaker fees): 4,000 ADA
• Handbook Creations - Bilingual PDF design, printing, global distribution : 2,500 ADA
• Pilot Project Support - Mentorship for 1 Catalyst proposal aligned with drafts : 2,500 ADA

Milestone 4: On-Chain and Finalization (Months 6-7)

Budget: 8,000 ADA

• Metadata Tool Development- Testnet storage prototype: 4,000 ADA
• Compliance Handbook - Finalizing/publicizing regulatory parameters (Allowed/Limited/etc.) : 2,000 ADA
• Repository Github - GitHub documentation and public sharing : 1,000 ADA
• User Testing - Feedback from 5+ Indonesian users/investors : 1,000 ADA

Final Milestone: Reporting (Months 8-9)

Budget: 7,000 ADA

• Close-Out Report - Compiled PDFs, video summaries, success metrics: 3,000 ADA
• Template Publicization - Global sharing via forums/LinkedIn; custom support setup : 2,000 ADA
• Sustainability Planning - Strategy for post-project updates and legal support : 2,000 ADA

[Final Pitch] Value for Money

How does the cost of the project represent value for the Cardano ecosystem?

The project’s budget reflects a high value for Cardano ecosystem locally (Indonesia) and be ready for investors from abroad to deep dive into the vast market of Indonesian population. Drafts and Template Contracts will be delivered through communities in Indonesia as well as being ready to be a legal team for businesses and entrepreneurs, enhancing catalyst funded proposals to come to Indonesia without worry and escape the middleman.

The budget will be spent heavily on legal actions of drafting frameworks, notary signs, and other relevant supporting documents submitted, negotiations effort, and research to publish up to date references for university, alumni, professional and company fit; as well as showcase the new proposals from our pilot project to be displayed and showcase materials for Fintech associations or any relevant on demand industry interest.

Legal’s alignment to Cardano market visible and Stakeholders alignment

1. Cardano in Indonesia, community and projects able to get better positioning and trigger many startups to enter the Cardano Blockchain Technology and Cardano Ecosystem with or without Project Catalyst.
2. People's foundations and all dormants will be visible to these legal actions, while it will reach out to necessary entities and authorities, levels, and complete all bodies that possibly could be involved.
3. Cost saving for Indonesian stakeholders to diminish and reduce unnecessary cost to acquire legal action for their own project.
4. New projects and Company based initiatives growth can be maximized in terms of self initiatives and partnership integration matter, this will spontaneously reflect Cardano ecosystem growth.
5. Potential catalyst proposals increased with these Frameworks and Drafts to be adopted and become the cornerstone of their references.
6. Pushing the narratives of Cardano Blockchain projection to Indonesia regulatory framework while involving Fintech Associations, OJK relations and equivalents.
7. The cost of this project also enables us to monitor the project's status and help their custom industry on demand to onboard the Cardano Ecosystem

[Required Acknowledgements] Consent & Confirmation

Terms and Conditions:

Yes