Cardano’s AI Risk Engine/On-chain Analytics: Tokeo x ZarkLab

[Proposal setup] Proposal title

Please provide your proposal title

Cardano’s AI Risk Engine/On-chain Analytics: Tokeo x ZarkLab

[Proposal Summary] Budget Information

Enter the amount of funding you are requesting in ADA

100000

[Proposal Summary] Time

Please specify how many months you expect your project to last

5

[Proposal Summary] Translation Information

Please indicate if your proposal has been auto-translated

No

Original Language

en

[Proposal Summary] Problem Statement

What is the problem you want to solve?

Cardano lacks advanced on-chain AI risk tools. Integrating Zark Lab AI for fraud detection, risk assessment, and contract audits via Tokeo will bring security and analytics to all Cardano projects.

[Proposal Summary] Supporting Documentation

Supporting links

• https://tokeo.io
,
• https://zarklab.ai/

[Proposal Summary] Project Dependencies

Does your project have any dependencies on other organizations, technical or otherwise?

No

Describe any dependencies or write 'No dependencies'

No Dependencies

[Proposal Summary] Project Open Source

Will your project's outputs be fully open source?

No

License and Additional Information

No, the project's outputs will not be fully open source. However, upon completion, Zark Labs' AI risk detection APIs, featuring real-time fraud detection, transaction risk assessment, and smart contract audits will be accessible to all Cardano projects, businesses, and users through enterprise solutions.

[Theme Selection] Theme

Please choose the most relevant theme and tag related to the outcomes of your proposal.

AI

[Campaign Category] Category Questions

Describe what makes your idea innovative compared to what has been previously funded (whether by you or others).

Our idea is innovative because it integrates advanced AI models for real-time risk detection, fraud analysis, and smart contract audits into Cardano capabilities not present in any previously funded project.

Unlike legacy tools or manual approaches, this proposal brings adaptive, continuously learning AI that scales instantly across Cardano’s DeFi & TradFi applications, enabling all projects and users to benefit directly through Tokeo APIs. This level of security, analytics, & enterprise-grade technology is new to Cardano & delivers ecosystem-wide value on par with major blockchains .

Describe what your prototype or MVP will demonstrate, and where it can be accessed.

The integration will showcase AI-powered risk scoring, fraud detection, and smart contract audits for Cardano transactions using Zark Lab’s advanced models.

Users will be able to view real-time analytics, risk assessments, and audit results directly through Tokeo and Zark

Access will be provided via Tokeo powered by Zark Lab APIs, with documentation and tutorials available on both project websites for developers and ecosystem partners.

Describe realistic measures of success, ideally with on-chain metrics.

Success will be measured by the number of Cardano transactions analyzed using Zark Lab’s AI engine, unique users interacting with risk analytics in Tokeo, and adoption of the risk API by Cardano projects. On-chain metrics include volume of transactions assessed, flagged risks, and reduction in fraud incidents, tracked via public dashboards and internal analytics. Additional metrics: API call rates, integration stats with wallets and DEXs, and user engagement with security features.

[Your Project and Solution] Solution

Please describe your proposed solution and how it addresses the problem

Our proposed solution directly addresses Cardano’s lack of comprehensive, AI-driven on-chain analysis and risk detection by integrating Zark Lab’s advanced blockchain-native AI models via Tokeo. Through a close partnership, Tokeo handles Cardano-side integration while Zark Lab provides the proven AI foundation used by major blockchains and traditional finance institutions.

The project consists of several phases: data collection and ETL pipeline setup for Cardano data, followed by core AI model training tuned for Cardano’s unique transaction environment. Zark Lab’s AI modules, which have already demonstrated advanced fraud detection, transaction risk scoring, and smart contract auditing on chains like Ethereum and Bitcoin, are optimized to deliver these features for Cardano.

The resulting APIs and tools, accessible to all Cardano projects, businesses, and users, will enable real-time risk analysis, continuous security monitoring, and actionable insights previously unavailable within the ecosystem. DEXs, NFT marketplaces, wallets, and other services will be able to integrate with these AI-powered analytics through straightforward API connections, supported by documentation and ongoing ecosystem collaboration.

Our solution fosters improved user safety through proactive fraud detection and risk assessment, promotes transparency with ecosystem-wide analytics, and positions Cardano at parity with leading blockchains in terms of on-chain security and data intelligence. All outputs will be measured by both technical and community metrics, ensuring wide and enduring value to Cardano’s developers, users, and enterprise partners.

[Your Project and Solution] Impact

Please define the positive impact your project will have on the wider Cardano community

The project will deliver significant positive impact to the wider Cardano community through:

• Improved User Safety: Zark Labs' AI foundation models enable real-time fraud detection, transaction risk assessment, smart contract audits, and dynamic tracking, empowering users to proactively identify and mitigate risks, fostering a more secure ecosystem.
• Ecosystem-Wide Tools: Following the initial launch with Tokeo, Zark's APIs will be accessible to all Cardano projects (e.g., DEXs, NFT marketplaces, wallets, SocialFi apps), promoting widespread adoption of advanced on-chain AI analytics and automation.
• Enhanced Cross-Chain Participation: By achieving AI feature parity with major blockchains like Ethereum and Solana, the integration will attract users from Zark-supported networks and global TradFi enterprises, boosting Cardano's interoperability and user growth.
• Elevated Visibility: Leveraging Zark's established client base in Web3 and traditional finance, the project will amplify Cardano's exposure, driving greater awareness, adoption, and collaboration opportunities within the broader blockchain landscape.

[Your Project and Solution] Capabilities & Feasibility

What is your capability to deliver your project with high levels of trust and accountability? How do you intend to validate if your approach is feasible?

Tokeo

• Fully functional Cardano wallet with cross-chain transactions (including Bitcoin and Sui)
• Over 15,000 users
• Existing partnerships with key industry players including Circle, Mysten Lab, and MasterCard
• Development team with decades of combined blockchain and enterprise technology experience and 10+ additional experts across tech marketing, and operations

Zark Lab

• Leading developer of blockchain-native AI foundation models, offering real-time analytics, transaction risk assessment, automated smart contract audits, and fraud detection for enhanced security.
• Supports major blockchains like Bitcoin, Ethereum, Sui, and Solana, with integrations used by global TradFi companies and a modular AI stack for building intelligent agents.
• Focus on ecosystem safety and innovation, shielding users from scams, hacks, and exploits while enabling autonomous transaction reasoning and AI-driven optimization.

[Milestones] Project Milestones

Milestone Title

Data Collection & ETL Setup

Milestone Outputs

• Development of AI training data collection and summary scripts through collaboration via Tokeo & Zark Lab
• Labeling of addresses for training dataset
• ETL pipeline setup for Cardano blockchain data

Acceptance Criteria

• Functional scripts to collect, process, and transform Cardano blockchain data for analysis and application development.
• Scripts supporting advanced feature engineering of Cardano data for research, predictive modeling, and DeFi use cases.

Evidence of Completion

• GitHub repository with data collection and feature engineering scripts
• Provision of other information around data

Delivery Month

1

Cost

20000

Progress

20 %

Milestone Title

AI Model Training & API

Milestone Outputs

• Train core AI models using Cardano blockchain data for insight generation.
• Fine-tune and optimize models to boost accuracy and adaptability.
• Develop APIs for scalable serving and seamless integration of AI models.

Acceptance Criteria

• Trained AI model with detailed and documented performance metrics for Cardano data applications.
• Documented fine-tuned model parameters ensuring clarity and reproducibility
• API endpoints enabling seamless, reliable model inference for Cardano-integrated solutions.

Evidence of Completion

• AI Model training logs
• AI Model training reports
• Overarching process and analysis documentation provided

Delivery Month

2

Cost

25000

Progress

40 %

Milestone Title

Risk Shield Build & Testing

Milestone Outputs

• In-app Risk Shield development for all transaction types across the blockchain
• In-app Risk Shield modules for sends, transfers, swaps and more.
• Comprehensive testing of all transaction types across the blockhain

Acceptance Criteria

• Risk Shield efficiently manages all Cardano transaction types, ensuring comprehensive coverage across diverse blockchain activities.
• Successfully detects intricate and complex risk patterns using advanced analytics for enhanced security and fraud prevention.
• Delivers a fully functional risk assessment system capable of continuous monitoring, evaluation, and real-time alerting for improved protection.

Evidence of Completion

• Live demo of Risk Shield actively analyzing Cardano blockchain transfers and swap transactions in real time.
• Comprehensive performance benchmarking report detailing analysis speed, accuracy, and system reliability.

Delivery Month

3

Cost

35000

Progress

60 %

Milestone Title

Production Launch & Docs

Milestone Outputs

• Production deployment of the Risk Shield system for Cardano ensures robust, real-world risk management.
• Final model optimizations and calibration maximize detection accuracy and operational reliability.
• Zark Lab provides complete API finalization and endpoint documentation, streamlining developer integration and usage.

Acceptance Criteria

• Production-ready deployment with fully integrated modules for seamless operation.
• Complete, fully functional API with all endpoints for Cardano applications.
• System reliably handles high-volume, real-world blockchain transactions.

Evidence of Completion

• Deployed Risk Shield system demonstration
• Complete API documentation
• Performance metrics documentation

Delivery Month

4

Cost

10000

Progress

80 %

Milestone Title

Project Close-Out & Marketing

Milestone Outputs

• Project close-out and final documentation
• Marketing materials and community outreach
  • Social media content creation and distribution
  • Blogs and other text-based content from both projects

Acceptance Criteria

• Complete technical documentation is finalized and accessible publicly.
• All relevant marketing materials are published across communication channels, ensuring project visibility and stakeholder awareness.

Evidence of Completion

Published documents, tutorials, and marketing campaign assets are available for review and verification.

Delivery Month

5

Cost

10000

Progress

100 %

[Final Pitch] Budget & Costs

Please provide a cost breakdown of the proposed work and resources

The Total Cost Breakdown for the proposal can be found here: https://docs.google.com/spreadsheets/d/1b6jVW6vCZ25GZKtAfje43pvPeVSbfzNGaL9hSex4a-A/edit?gid=0#gid=0

[Final Pitch] Value for Money

How does the cost of the project represent value for the Cardano ecosystem?

This proposal represents exceptional value for money by delivering high-impact, enterprise-grade AI tools from Zark Labs - including real-time fraud detection, transaction risk assessment, and smart contract audits - that are already setting standards on major blockchains like Ethereum and Solana.

Cardano gains immediate access to mature, widely adopted technology without the full cost of developing it from scratch, leveraging existing infrastructure for seamless integration via Tokeo. This yields lasting, ecosystem-wide benefits: enhanced security, cross-chain user growth, and innovation for all projects, at a fraction of standalone development expenses.

[Required Acknowledgements] Consent & Confirmation

Terms and Conditions:

Yes