Real estate cross border fund management platform

[Proposal setup] Proposal title

Please provide your proposal title

Real estate cross border fund management platform

[Proposal Summary] Budget Information

Enter the amount of funding you are requesting in ADA

100000

[Proposal Summary] Time

Please specify how many months you expect your project to last

12

[Proposal Summary] Translation Information

Please indicate if your proposal has been auto-translated

No

Original Language

en

[Proposal Summary] Problem Statement

What is the problem you want to solve?

Real estate projects require cross border funding called FDI (foreign direct investment) in form of lending. High friction cost is involved and lot of legal criteria needs to be satisfied.

[Proposal Summary] Project Dependencies

Does your project have any dependencies on other organizations, technical or otherwise?

Yes

Describe any dependencies or write 'No dependencies'

Hyperledger identus to provide the DID/VC/VP library, Wallets connectivity via cip-30, and connectivity to permissioned liqudity pools such as sundaeswap.

[Proposal Summary] Project Open Source

Will your project's outputs be fully open source?

Yes

License and Additional Information

MIT open source license for the smart contracts developed for this investment platform.

[Theme Selection] Theme

Please choose the most relevant theme and tag related to the outcomes of your proposal.

Real Estate

[Campaign Category] Category Questions

Describe what makes your idea innovative compared to what has been previously funded (whether by you or others).

Real estate lacks the tools for end to end fund management, especially for cross border fund transfer. In addition this area which is larger than 30T in market size, needs to get connected to the world of Defi. And hence this investment platform will play a critical role, in bridging this gap. It will provide the tool chain for real estate fund managers to connect directly with investors and provide them ability to fund their projects.

Describe what your prototype or MVP will demonstrate, and where it can be accessed.

MVP goal:

• demonstrate tokenized fund flow from investors to the builders (of real estate projects)
• demonstrate yield to be returned back to investors.
• Connect the tokenized assets to be connected to liquidity pools such as sundaeswap.
• One can access the tokenization platform at: https://wallet-app-d4sdwrikzq-wl.a.run.app/ running on preview network. We will extend the tokenization with investment platform.

Describe realistic measures of success, ideally with on-chain metrics.

Measure of success:

• ability for tokenized assets to be used as collateral for investments to be made. (fund tokenization)

• Ability of BTC collateral to be set for the assets to be tokenized.

• Ability of fund withdrawal based on investment DAO rules for the builders to start building their real world assets.

• Ability of yields to be given back to the investors using defi tools for the same (allow swaps of RWA tokens with other CNTs)

[Your Project and Solution] Solution

Please describe your proposed solution and how it addresses the problem

• Investment DAO that will allow investors to buy RWA tokens in exchange for stable assets such as USDM.
• Investment DAO that will allow RWA tokens to be used as collateral in addition to the BTC (equiv. on cardano), including feeding price feeds via oracles.

[Your Project and Solution] Impact

Please define the positive impact your project will have on the wider Cardano community

We will be integrating with exchanges that are capable of handling other DEFI transactions. Hence creating this investment platform will be beneficial for the overall ecosystem.

In addition the integrated solution that we are building will help to onboard other real world funds.

[Your Project and Solution] Capabilities & Feasibility

What is your capability to deliver your project with high levels of trust and accountability? How do you intend to validate if your approach is feasible?

We have already created the asset onboarding and tokenization platform based on DIDs and NFTs. Now we are extending it to include CIP-113 compatible smart contracts.

The preview network version of the app can be accessed at: https://wallet-app-d4sdwrikzq-wl.a.run.app/

Our capable team of devs are able to execute complex projects on time.

[Milestones] Project Milestones

Milestone Title

Design of the investment platform

Milestone Outputs

Milestone 1 – Foundation & Compliance Readiness

Goal: Establish the legal, technical, and operational base.

Duration: ~2–3 months

Deliverables:

• Legal & Regulatory Alignment
• Jurisdiction selection
• Compliance framework for tokenized securities
• (KYC/AML, investor accreditation).
• Smart contract–linked offering documents (prospectus, subscription agreements).
• Technical Architecture
• Selection of Cardano smart contract framework (Plutus/Haskell or Aiken).
• Wallet integration plan (Nami, Lace, Eternl).
• Database & off-chain services architecture.
• Core Token Model
• Define on-chain representation of fund shares as native tokens or NFTs with metadata.
• Structure for dividend distribution via UTXO outputs.

Acceptance Criteria

✅ Legal opinion letter obtained confirming compliance with securities law in target jurisdiction.

✅ Technical architecture diagram approved by tech lead & product owner.

✅ Token model documented with example transactions on Cardano testnet.

✅ KYC/AML process flow chart completed and integrated into onboarding plan.

Evidence of Completion

📄 Signed legal opinion PDF from licensed law firm.

🖼️ Architecture diagram in system documentation repository (version-controlled).

🔗 Testnet transaction IDs demonstrating token creation & transfer.

📊 Process flow document in compliance repository.

Delivery Month

12

Cost

30000

Progress

40 %

Milestone Title

Smart Contracts & Investor Portal MVP

Milestone Outputs

Goal: Build and test the transaction and investment flows.

Duration: ~4-6 months

Deliverables:

1. Smart Contract Development
2. Fund share issuance contract.
3. Subscription contract for primary market participation.
4. Automated profit distribution contract.
5. Investor Web Portal
6. KYC/AML onboarding integration.
7. Wallet connection & transaction signing.
8. Portfolio dashboard with real-time token balances.
9. Testnet Deployment
10. Full cycle: investor registers → subscribes → receives tokenized shares → gets distributions.
11. Security audit for smart contracts and off-chain components.

Acceptance Criteria

✅ Investors can onboard, pass KYC, and be whitelisted on testnet.

✅ At least one full testnet cycle completed for 5+ test investors.

✅ Dividend payout contract executes for multiple UTXOs in one transaction.

✅ Dashboard updates within seconds after on-chain transactions.

Evidence of Completion

📄 Test report documenting E2E investment cycle results with transaction hashes.

📹 Screen recording of investor portal flow from registration to dividend receipt.

🔗 Testnet block explorer links verifying smart contract execution.

📄 Signed security audit report PDF.

📊 API monitoring logs proving dashboard sync speed.

Delivery Month

8

Cost

40000

Progress

70 %

Milestone Title

Production Launch: Secondary Market Enablement

Milestone Outputs

Goal: Deploy live platform and enable post-investment liquidity.

Duration: ~2–3 months

Deliverables:

Mainnet Deployment

1. Launch tokenized fund offerings to compliant investors.
2. Live dividend payouts through smart contracts.
3. P2P transfer with compliance checks.
4. On-chain analytics dashboard for fund performance.
5. Scalability optimizations for multi-fund support.

Acceptance Criteria

✅ At least 10 investors complete the full investment process on mainnet.

✅ Dividend distributions match off-chain accounting records.

✅ P2P transfers execute only between approved addresses.

✅ Dashboard metrics match on-chain data

Evidence of Completion

📄 Mainnet transaction hashes proving token issuance, subscription, and dividend payouts.

📹 Video walkthrough showing onboarding, investment, and secondary market transfer.

📊 Reconciliation report showing on-chain vs. accounting system match.

📄 Compliance report export with timestamp and regulatory format.

🖼️ Screenshot of admin dashboard with real-time data.

Delivery Month

12

Cost

30000

Progress

100 %

[Final Pitch] Budget & Costs

Please provide a cost breakdown of the proposed work and resources

Team composition:

1 × Project Manager (PM)

2 × Blockchain Developers (Plutus/Aiken)

1 × Backend Developer

1 × Frontend Developer (React/TypeScript)

1 × UI/UX Designer (part-time)

1 × DevOps/Infra Engineer (part-time)

1 × Compliance/Legal Advisor (contract basis)

Rates:

Senior blockchain dev: $50 - $75 /hr

Web dev: $60/hr

Designer: $50/hr

Legal/compliance: approx $150/hr

PM: $75/hr

Infrastructure & tooling: Cardano testnet/mainnet nodes, hosting, security audits, KYC provider fees.

Milestone 1:

Foundation & Compliance Readiness (2–3 months) : ADA 30000

Milestone 2:

Smart Contracts & Investor Portal MVP (4-6 months): ADA 40000

Milestone 3:

Production Launch (3-4 months): ADA 30000

[Final Pitch] Value for Money

How does the cost of the project represent value for the Cardano ecosystem?

The cost of your real estate investment platform on Cardano directly translates into strategic value for the Cardano ecosystem in several ways — not just in terms of immediate usage, but in ecosystem maturity, network effects, and credibility in regulated markets.

Here’s the breakdown

Expanding Cardano’s Real-World Asset (RWA) Footprint

Value:

Brings regulated, income-generating real estate funds on-chain — a high-value category for blockchain adoption.

Impact: Each property fund onboarded represents millions in AUM and transaction volume settled on Cardano.

Why it matters:

RWA is a growing sector; being early in tokenized securities strengthens

Cardano’s position against Ethereum and private chains.

1. Onboarding Institutional-Grade Investors

Value: Your project’s compliance layer (KYC/AML, whitelisting) enables regulated entities to hold Cardano-native assets.

Impact: Opens doors for family offices, REITs, and private equity firms to transact directly on-chain.

Why it matters: Institutional capital inflow increases liquidity and long-term network stickiness.

1. Driving UTXO Innovation

Value: Dividend distribution and secondary market features are UTXO-specific challenges — your solution creates reusable smart contract patterns.

Impact: These contract templates can be open-sourced or licensed, helping future Cardano projects cut R&D time.

Why it matters: Strengthens developer tooling, lowers entry barriers for complex asset flows.

1. Sustained Transaction Volume & Fees

Value: Regular fund subscriptions, redemptions, secondary trades, and payouts generate recurring on-chain activity.

Impact: More transactions → higher network utilization → more ADA staking rewards distribution → greater treasury inflows via fees.

Why it matters: Healthy transaction volume is key to decentralization incentives and network sustainability.

1. Strengthening Cardano’s Regulated Finance Reputation

    Value: Passing security audits and legal compliance checks creates a public case study proving Cardano can support regulated finance at scale.
   

Impact: Serves as a precedent for other jurisdictions and asset classes (bonds, equities, commodities).

   Why it matters: Builds trust among regulators and enterprises — areas where Cardano has strategic positioning.

1. Ecosystem Spillover Effects

   Value:

   KYC module could be reused by DeFi platforms.

   Marketplace integration could inspire cross-dApp liquidity solutions.

   Fund performance dashboards could become a service for other issuers.

   Impact: Multiplies the value of your project beyond its own user base.

Why it matters: Encourages composability — one of the strongest drivers of blockchain adoption.

💡 In short:

Your investment isn’t just building $85K product — it’s creating a lighthouse project for Cardano in the regulated RWA space, producing reusable code, infrastructure, and legal frameworks that will accelerate future projects and increase ecosystem trust.

[Required Acknowledgements] Consent & Confirmation

Terms and Conditions:

Yes