[Proposal setup] Proposal title

Please provide your proposal title

ClimateAid: Tokenized Resilience & Early Action

[Proposal Summary] Budget Information

Enter the amount of funding you are requesting in ADA

250000

[Proposal Summary] Time

Please specify how many months you expect your project to last

12

[Proposal Summary] Translation Information

Please indicate if your proposal has been auto-translated

No

Original Language

en

[Proposal Summary] Problem Statement

What is the problem you want to solve?

305M people need aid in 2025; water climate disasters alone displaced 40M in 2024, causing $550B in losses. 50%+ of climate crises are predictable, yet aid is reactive, fragmented, and unsustainable.

[Proposal Summary] Supporting Documentation

Supporting links

• https://www.linkedin.com/posts/genius-tags_blockchaininnovation-sdgblockchainaccelerator-activity-7349387042759307264-87xS?utm_source=share&utm_medium=member_desktop&rcm=ACoAABVInMsBsQMk9MwYReIuQ4UWUfKjUb2XsIo
,
• https://www.geniustags.com/climateaid/
,
• https://www.linkedin.com/pulse/230-million-saved-what-ukraines-2025-humanitarian-data-thomas-byrnes-rvd0e
,
• https://drive.google.com/file/d/1P6_qZrvmSDYbwl84VxgVPX1l-S01e-tn/view?usp=sharing
,
• https://www.anticipation-hub.org/download/file-4974

[Proposal Summary] Project Dependencies

Does your project have any dependencies on other organizations, technical or otherwise?

No

Describe any dependencies or write 'No dependencies'

No dependencies

[Proposal Summary] Project Open Source

Will your project's outputs be fully open source?

No

License and Additional Information

The platform is not open source because it requires significant development and operational costs that cannot be sustained through the requested one-time grant amount. To remain reliable for NGOs and scalable on Cardano, we operate under a subscription model that ensures long-term sustainability.

[Theme Selection] Theme

Please choose the most relevant theme and tag related to the outcomes of your proposal

Environment

[Campaign Category] Category Questions

Describe your established collaborations.

• GeniusTags holds framework agreements with GOAL, Mercy Corps, IRC, Action Against Hunger, and PUI, plus integrations with Onafriq, Yorodex, Dimagi, Kobo, Power BI, and Simprints.
• For this project, UNDP Malawi (SDG Accelerator) will coordinate partners, DoDMA will supply hazard data, Onafriq will enable payments, and local NGOs with UNDP will manage outreach.
• Global framework NGOs are strong candidates for future ClimateAid expansion.

Describe funding commitments.

GeniusTags will contribute 150 developement and product management hours equating to 75 K USD outside the Catalyst budget to demonstrate commitment. No other partner financial commitments are included at this stage. Future scaling may attract donor and NGO co-funding, particularly from agencies seeking to implement anticipatory action solutions in multiple countries.

Describe your key performance metrics.

Our key performance indicators demonstrate significant scaling and efficiency targets:

1. Registered Beneficiaries: 100 (pilot) → 4,000 (Y2) → 650,000 (Y5).
2. Onboarded NGOs & governmental organizations: 3 (pilot) → 10 (Y2) → 50 (Y5).
3. Countries Covered: 1 (pilot) → 3 (Y2) → 15 (Y5).
4. Aid via Smart Contracts: ≥80%.
5. Duplication detection Rate per project.
6. Trigger-to-Disbursement: ≤48 hours.
7. Vendor-to-Vendor Stablecoin Use: ≥30%.
8. Year 2 aid targets : $50K stablecoin aid + $50K tokenized assets.
9. Year 5 Targets: $12M annual Cardano aid volume, ≥75% DAO participation.

[Your Project and Solution] Solution

Please describe your proposed solution and how it addresses the problem

Perception of the Problem

The humanitarian sector is under unprecedented strain. In 2025, 305 million people require urgent assistance (GHO 2025). Climate change is a major driver: droughts have caused 65% of agricultural economic damages over the last 15 years; 363 weather-related disasters in 2023 affected 93.1 million people and displaced 26.4 million. Floods now affect over 200 million people annually, and in 2024, 40 million were displaced by water-related disasters, with over $550 billion in economic losses (globalwater.online, Jan 7, 2025).

Yet, more than 50% of humanitarian crises are predictable and 20% are highly predictable. Anticipatory Action (AA), which delivers aid before disasters, is 7x more cost-effective than traditional response. Despite this, AA financing is still in its early stages, with $248M allocated in 2024, a rapidly growing but underutilized area that presents a significant opportunity for scale.

Current systems fail because they are

• Fragmented and reactive, without interoperability between actors.

• Inefficient due to data silos and duplication (uplication wastes millions).

• Slow, manual verification and approval delay aid until after impact.

• Unequal vulnerable groups often excluded by inconsistent targeting.

• Infrastructure-limited poor connectivity and device access block participation.

• Unsustainable funding stops when donations stop, with no capital recycling.

Without a transparent, coordinated, and sustainable mechanism, predictable crises continue to devastate communities.

Proposed Solution

ClimateAid is an end-to-end anticipatory action and transparent aid governance platform that addresses these inefficiencies. It integrates AI-driven impact triggers, blockchain smart contracts, USDA-pegged stablecoins, fractional asset tokenization, and DAO governance into a single ecosystem that delivers faster, fairer, and more sustainable aid.

Core innovations include

1. Impact-based AI triggers to release aid before disasters hit.
2. Pre-positioned smart contract funds for instant, auditable disbursement.
3. Privacy-preserving beneficiary deduplication to coordinate between NGOs and local actors without exposing sensitive data.
4. Multi-channel, closed/open-loop CVA to ensure inclusion even in low-connectivity areas.
5. USDA stablecoin integration for instant cross-border liquidity without repeated onboarding of local FSPs.
6. Fractional asset tokenization to unlock dormant capital from NGO/community-owned assets for resilience and social enterprise investment.
7. DAO governance to make long-term funding locally led and community-prioritized.

This shifts humanitarian aid from reactive, one-time payouts to continuous, market-linked support preserving local market liquidity during crises, funding recovery, and building resilience.

The ClimateAid Core Cycle

Preparation

1. Impact-Based AI Triggers: AI analyzes weather, crop, and socio-economic data to forecast impacts with reduced false alarms.
2. Pre-Positioned Funds: Donor funds held in smart contracts, released only when verified conditions are met.
3. Beneficiary Setup: Cross-NGO deduplication ensures coordinated targeting without sharing sensitive data.
4. Capacity Building: Mobile app delivers alerts, vouchers, and e-learning; field officers use a companion app for registration and monitoring.
5. Cross-Border Readiness: USDA-pegged stablecoins enable NGOs to distribute funds globally without repeated FSP onboarding.

Response

1. Automated Trigger Execution:Once AI triggers are validated, smart contracts initiate aid release instantly.
2. Multi-Channel Disbursement: Closed/open-loop CVA via mobile money, vendor networks, QR/NFC vouchers, or tokenized aid.
3. Market Liquidity: Vendor-to-vendor stablecoin transactions keep local supply chains functional during crises.
4. Instant Communication: Alerts via mobile app, SMS, and WhatsApp keep beneficiaries and field officers informed.
5. On-Chain Transparency: Immutable audit trails record all trigger events, approvals, and payments.

Recovery

1. Impact Monitoring: Dashboards track aid reach, vendor activity, and community recovery metrics.
2. Conditional Top-Ups: Smart contracts allow post-disaster top-ups if conditions persist.
3. Community Feedback Loops: Beneficiary input informs targeting adjustments and trigger refinement.
4. Ongoing Market Access: Stablecoin integration ensures vendors remain active after the crisis.

Resilience Building

1. Fractional Asset Tokenization: NGOs and communities tokenize infrastructure, equipment, or land to fund resilience projects or social enterprises.
2. Sustainable Investment Pools: A portion of aid funds is invested locally, creating returns that finance future resilience efforts.
3. DAO Governance: Beneficiaries and local stakeholders vote on investment and project priorities, ensuring a locally led approach.
4. Emergency Liquidity Mechanism: Tokenized assets can serve as collateral for rapid crisis response without waiting for new donations.
5. Continuous Capacity Building: Ongoing training on preparedness, digital tools, and financial literacy strengthens long-term resilience.

Who We Will Engage

• NGOs &Humanitarian Agencies:To coordinate targeting, reduce duplication, and enable rapid disbursement.
• Local Vendors & Service Providers: To keep markets active during crises via stablecoin payments.
• Vulnerable Communities: As direct recipients of anticipatory aid, DAO governance members, and long-term resilience partners.
• Government Agencies: For policy alignment and disaster risk reduction coordination.
• Cardano Ecosystem:As the blockchain infrastructure powering tokenization, DAOs, and stablecoin settlement.

Motivations

We are driven by the belief that predictable crises should never cause predictable suffering. Anticipatory action, combined with sustainable finance, can protect millions of people from displacement, food insecurity, and market collapse. ClimateAid bridges humanitarian need with innovative blockchain finance, making aid faster, more transparent, and more empowering.

Why We Can Deliver

Our team combines deep expertise in humanitarian operations, AI forecasting, blockchain engineering, and inclusive finance. We have experience working with NGOs, FSPs, and local governments in low-connectivity environments, and a track record in building secure, privacy-preserving digital solutions.

Unique Strengths

• First platform to combine anticipatory action with tokenized finance and USDA stablecoin cross-border aid.
• Eliminates duplication without compromising privacy.
• Creates self-sustaining aid pools, reducing dependency on constant new donations.
• Expands Cardano adoption into high-impact, real-world humanitarian use cases.

[Your Project and Solution] Impact

Please define the positive impact your project will have on the wider Cardano community

ClimateAid embeds Cardano in humanitarian finance, generating sustained, mission-driven blockchain use.

Anticipatory action is a growing sector

• In 2024,121 activations in 45 countries, 110.7M USD released.
• In 2024 , 154 active frameworks in 48 countries, protecting 13.1M people, with 248M USD pre-agreed financing.
• Growth:47 activations (2022) → 98 (2023) → 121 (2024); 70 frameworks (2022) → 107 (2023) → 154 (2024).
• In 2024, 197 frameworks under development in 76 countries (up from 133 in 2023).

If Cardano captures just 5% of the 248M USD annual pool for 13.1 M people (growing every year) that equals 12.4M USD annually routed through the network and 650 K new wallets , creating recurring stablecoin transactions, new wallets, DAO participation, and direct on-chain adoption.

1.Short-term (Pilot &Year 2)

• 4,000 active Cardano wallets in humanitarian operations.
• 2M+ USDA stablecoin aid transactions on-chain.
• 2M+ USDA tokenized assets issued for NGOs/social enterprises.

2.Medium-term (Year 5)

• 650,000 active wallets linked to NGO/community accounts.
• $12M/year in aid flows if 5% of global AA funding moves through ClimateAid.
• $10M tokenized assets traded/staked for social projects.
• Ongoing vendor-to-vendor payments sustaining Cardano usage between crises.

3.Sector Impact

• Positions Cardano as default blockchain infrastructure for anticipatory action and sustainable humanitarian finance.
• Demonstrates privacy-preserving coordination between NGOs and local actors without sharing sensitive beneficiary data.
• Leverages a predictable funding stream (~$248M/year AA today, growing) for real-world adoption.

4.Ecosystem Benefits

• DAO governance for 650,000+ beneficiaries by Year 5.
• On-chain volume from aid flows, tokenized assets, and market transactions.
• Integration with USDA stablecoins creates a scalable, compliant global aid channel.

5. SDG Alignment

• SDG 1 (No Poverty): Faster, anticipatory disbursements reduce income shocks for vulnerable households. (Indicator 1.3.1 – Proportion of population covered by social protection systems).
• SDG 2 (Zero Hunger): Cash and voucher disbursements stabilize food access before crises escalate. (Indicator 2.1.2 – Prevalence of moderate or severe food insecurity).
• SDG 13 (Climate Action): Integration with hazard data supports anticipatory responses to floods, droughts, and storms. (Indicator 13.1.2 – Number of countries with disaster risk reduction strategies).
• SDG 16 (Peace, Justice & Strong Institutions): DAO governance gives communities transparent oversight of aid funds. (Indicator 16.6.2 – Proportion of population satisfied with public decision-making).
• SDG 17 (Partnerships for the Goals): Implemented under the UNDP SDG Accelerator with partnerships across NGOs, fintechs, and governments. (Indicator 17.16.1 – Partnerships supporting SDG achievement).

[Your Project and Solution] Capabilities & Feasibility

What is your capability to deliver your project with high levels of trust and accountability? How do you intend to validate if your approach is feasible?

ClimateAid can be delivered with trust and accountability because we have the right team, proven projects in humanitarian settings, the technical build already in place, and clear validation methods.

Feasibility Validation

1.Economic Feasibility

• CVA Trends

o Global Cash and Voucher Assistance (CVA) fell from US$7.8 billion in 2023 to US$6.6 billion in 2024 (–16%), and represents only ~19.6% of total humanitarian aid (CALP Network, 2024).

o Indicates a shrinking share of aid allocated to direct CVA, despite high demand.

• Impact Capital Growth

o Global impact investing now totals US$1.571 trillion AUM, growing at ~21% CAGR since 2019 (GIIN Survey, 2024).

o This shows that investors increasingly prefer capital-backed, sustainable finance models over one-time donations.

• $230 Millions saved in Ukraine from deduplication of Aid distribution.

2.Operational Feasibility

• Pilot and Scaling

o Starting in Malawi as a controlled pilot, then modular expansion into new geographies (East Africa, MENA).

o Tailored deployment models reduce dependency on single-context assumptions.

• Integration with NGO Tools

o Seamless interoperability with Kobo Toolbox and CommCare, widely trusted across humanitarian field operations.

• Governance and Oversight

o On-chain transparency, milestone-based fund release, and multi-signature wallets ensure fiduciary compliance for NGOs and donors.

• Team Competence

o GeniusTags brings expertise in AI prediction, blockchain, NGO partnerships, and humanitarian operations—uniquely suited to bridge tech with field realities.

3.Risks and Mitigations

o Regulatory Risks: Diverse global frameworks for crypto, stablecoins, and tokenized assets. Mitigation: permissioned chains, compliance partners, early engagement with regulators.

o Adoption Risks: NGOs’ hesitation to adopt token models. Mitigation: phased rollouts, integration with existing platforms, participatory design.

o Economic Risks: Stablecoin de-pegging, liquidity shortages, and cross-border remittance challenges. Mitigation: diversify stablecoins, strengthen vendor ecosystems, partner with regulated off-ramps.

o Reputational Risks: Misuse of tokens or perceived “speculative aid.” Mitigation: audits, transparent governance, participatory ownership models.

Team Capability

ClimateAid is developed by a multi-disciplinary team with experience in humanitarian technology, product delivery, and blockchain deployment. Every member has applied blockchain in their area of responsibility, ensuring end-to-end coverage from architecture to field operations.

1.Product and Delivery

• Project Lead (Product Manager) Leads product roadmap and coordinates field partners, ensuring that blockchain solutions are usable in humanitarian operations.
• Business Development Coordinator Builds partnerships with NGOs, donors, and ecosystem actors to support adoption and scaling.

2.Technical Leadership

• Technical Architect Designs the platform architecture, with blockchain-based integrations for smart contracts, APIs, and scaling.
• Blockchain Engineer Builds and optimizes smart contracts, tokenization modules, and on-chain compliance features.
• AI Engineer Develops anticipatory action triggers, integrating AI forecasting models with blockchain execution logic.
• Software Consultant, Blockchain Engineer Provides deep expertise in blockchain implementation and cyber security, ensuring smart contracts and system integrations are secure, resilient, and compliant with best practices.

3.Software Development

• Development Team Lead Oversees software build and coordinates blockchain implementation across the stack.
• Full Stack Developer Builds APIs, dashboards, and beneficiary-facing tools that interact directly with blockchain backends.
• Blockchain Developer Codes and deploys blockchain modules, including DAO governance and stablecoin integration.

4.User and Quality Experience

• UX Designer Designs interfaces and flows that make blockchain-backed services usable in low-literacy and low-connectivity environments.
• QA and Testing Lead Validates blockchain features in field conditions, ensuring transactions, contracts, and integrations work reliably.

5.Advisory and Oversight

• Business Architect Guides sustainability, governance, and DAO design to ensure blockchain adoption aligns with NGO workflows and long-term finance models.

Proven Track Record with Blockchain Projects

1.Syria Deduplication Pilot (Polygon-based)

• Implemented in Northwest Syria to detect duplicate registrations and improve coordination between NGOs.
• Partners: Mercy Corps (lead), four INGOs, funded by ECHO.

Outcomes:

• Verified over 10,000 unique beneficiaries.
• Detected 2.74% duplication, preventing misallocation of resources.
• Enabled cross-NGO case referrals to improve continuity of aid.
• Delivered real-time blockchain audit logs, increasing donor confidence.

2.Nigeria Deduplication Pilot (Polygon-based)

• Implemented in Nigeria to detect duplicate registrations and improve coordination between NGO
• Partners:Cash Working Group and two INGOs to address inefficiencies in aid delivery,, funded by FCDO.

Outcomes:

• Verified 7,000 unique beneficiaries.
• Flagged 113 duplicate cases, preventing repeated registration.
• Integrated with Kobo and CommCare, proving interoperability with existing NGO tools.
• Improved aid distribution speed and established a replicable model for wider rollout.

3.Migration to Cardano (Aug 2025, Malawi, UNDP SDG Accelerator

• With support from Emurgo Labs and UNDP AltFinLab, we migrated the deduplication solution from Polygon to Cardano.This migration ensures alignment with the Cardano ecosystem and positions ClimateAid as the first anticipatory action and humanitarian finance platform on Cardano.
• Malawi Pilot (Sep 2025, SDG Accelerator)

Planned with UNDP and DoDMA as part of the SDG Accelerator.This progression from Polygon projects in Syria and Nigeria to Cardano deployment in Malawi shows that Genius Tags soiution for decentralizes coordination is not experimental. It is a proven system that has been technically validated and strategically align with Cardano for long-term adoption.

Accountability Mechanisms

• Immutable audit trail of all aid flows and governance decisions recorded on Cardano.
• Privacy-preserving deduplication with hashed IDs, no sensitive data on-chain.
• DAO treasury oversight with communities directly involved in funding priorities.
• Hybrid compliance model allowing both crypto and fiat payouts depending on country context.
• Shared dashboards accessible to NGOs, donors, and Cardano community members.

[Milestones] Project Milestones

Milestone Title

Migration of Existing GeniusTags Modules to Cardano

Milestone Outputs

Migration of off-chain modules already developed and active to Cardano:

1. Case management
2. Capacity building and outreach
3. Notifications
4. Cash and voucher management system
5. Vendor marketplace
6. Governance dashboard enhancements
7. Deduplication and governance already migrated and functional (baseline).
8. Onafriq, Yorodex, and FSP integrations tested and active.
9. DevOps setup (CI/CD, secrets management, infra-as-code) and QA.
10. Product documentation & compliance resources ( user/admin guides, DPIA/compliance summary, training material).

Acceptance Criteria

1. All listed modules deployed and live on Cardano mainnet.
2. On-chain transactions visible for case management, vouchers, and vendor flows.
3. Governance dashboard shows real Cardano data (proposals/votes/tx).
4. CI/CD pipeline operational; QA sign-off completed.
5. User/admin guides and compliance summary delivered.

Evidence of Completion

1. Tx hashes for each migrated flow + on-chain Test-Tx.
2. Contract/policy IDs and addresses; architecture screenshots/diagram (redacted).
3. Governance dashboard demo video/screenshots.
4. QA report; PDFs of user/admin guides and DPIA/compliance summary.

Delivery Month

3

Cost

30000

Progress

30 %

Milestone Title

Development of Advanced Features (AI, DAO, Tokenization, Wallets)

Milestone Outputs

1. AI anticipatory agent connected to Malawi hazard early-warning data.
2. Smart contracts for Impact Trigger Fund release (AI + human-in-the-loop) & treasury logic.
3. Socio-economic beneficiary data integration.
4. DAO governance module (multi-actor voting).
5. Asset tokenization module for resilience financing.
6. Vendor-to-vendor payment channel operational.
7. USDA wallet integration.
8. KYC identity validation + RBAC in admin dashboards.
9. Independent security review / code audit (external).

Acceptance Criteria

1. AI generates test hazard triggers, dual-confirmed contract calls execute successfully.
2. Tokenized assets issued on Cardano, vendor-to-vendor payment works end-to-end.
3. DAO cycle completed (proposal → vote → tally) with on-chain records.
4. USDA wallet transactions verified on-chain.
5. KYC flow validated with pilot users; RBAC enforced; audit logs present.
6. External audit completed; any critical findings remediated before pilot.

Evidence of Completion

1. Contract addresses; tx hashes for trigger calls, token mint/burn/transfer, and V2V payments.
2. DAO proposal/vote/tally logs (policy ID + tx hashes).
3. USDA wallet screenshots + tx hashes.
4. KYC/RBAC test logs (redacted) + provider invoice/usage report.
5. Short feature explainer.

Delivery Month

9

Cost

100000

Progress

70 %

Milestone Title

Malawi Pilot Deployment

Milestone Outputs

1. Live pilot with UNDP Malawi, DoDMA, and local NGO partners.(DoDMA showed approval for cooperation during the current accelerator with Genius Tags and Malawi to pilot in the upcomibg months but not offically signed Yet).
2. 100 beneficiaries onboarded; each receives 100 USDA (10,000 USDA total) on Cardano.
3. AI-triggered stablecoin disbursements executed via Onafriq.
4. DAO governance participation by local actors.
5. Monitoring dashboards provided to UNDP and partners.
6. Product Manager field visit (5 days) to collect user feedback and improvement opportunities for next iterations and focus on the local experience.
7. Training for users, NGO/UNDP staff, and community members; partner coordination; UX research & field data collection.

Acceptance Criteria

1. ≥100 beneficiary disbursements confirmed on-chain.
2. DAO governance cycle completed with community input.
3. Training delivered; attendance recorded; feedback gathered.
4. Pilot dashboards active with real data; field visit completed and documented.

Evidence of Completion

1. Disbursement tx list (hashes) and DAO activity tx.
2. Pilot dashboard screenshots.
3. Signed training records/participant lists; training materials.
4. Field feedback report (photos/quotes) and partner acknowledgment (UNDP/DoDMA email/letter).

Delivery Month

10

Cost

25000

Progress

80 %

Milestone Title

Monitoring, Evaluation, and Preparing Knowledge Resources

Milestone Outputs

1. Evaluation of Malawi pilot against KPIs (duplication rates, wallet adoption, DAO engagement) by UNDP and Genius Tags.
2. Case study drafted and shared with NGO partners (practical lessons).
3. Video case story created from Malawi pilot.
4. Webinar planning to share results.
5. Open data pack (redacted, non-PII) prepared.

Acceptance Criteria

1. Evaluation delivered with methods/KPIs and recommendations.
2. Case study finalized and approved by partners; pilot video publish-ready.
3. Webinar scheduled (date/host confirmed).
4. Open data pack hosted for community access.

Evidence of Completion

1. Evaluation report for the malawi pilot including KPI results and collected feedback (PDF).
2. Case study PDF/URL.
3. Final pilot video file/link.
4. Webinar announcement/confirmation.
5. Public data repository link (non-sensitive).

Delivery Month

11

Cost

15000

Progress

90 %

Milestone Title

Sharing Impact and Lessons with the Ecosystem

Milestone Outputs

1. Webinar delivered to humanitarian and blockchain communities.
2. Targeted LinkedIn campaign.
3. Translation & design of briefs.
4. Community engagement campagin.
5. Public release of case study, video, and briefs via GeniusTags and partner channels.

Acceptance Criteria

1. Webinar delivered with external participation, Q&A captured.
2. Campaign active with measurable engagement (impressions/clicks).
3. Briefs published (EN + local language where relevant).
4. Community activity completed; feedback summarized.

Evidence of Completion

1. Webinar recording + attendance export.
2. LinkedIn analytics screenshots/CSV.
3. Published briefs (links/PDFs) and public links to case study + video.
4. Community feedback summary

Delivery Month

12

Cost

15000

Progress

100 %

[Final Pitch] Budget & Costs

Please provide a cost breakdown of the proposed work and resources

Total Request: 250,000 ADA

Duration: 12 months

Milestone 1 – Migration of Remaining Modules (30,000 ADA)

1. Migration of case management, outreach, voucher, vendor marketplace, and governance dashboards.
2. DevOps setup (CI/CD, secrets management, infra-as-code) and QA.
3. Product management & compliance documentation (DPIA summary, user/admin guides).

• Proof of Achievement (PoA): on-chain Test-Tx, architecture screenshots, governance dashboard demo.

Dedicated Infrastructure & Compliance Pool – 65,000 ADA

Applies across all milestones; paid only against invoices/usage reports.

1. Secure cloud compute & managed database.
2. Encrypted backups, disaster recovery drills.
3. Monitoring/observability & audit logs.
4. Security tooling (WAF, vulnerability scans, secrets vault).
5. KYC/identity API and sanctions checks.
6. Notifications (SMS/USSD/email).
7. CDN, bandwidth, DNS.
8. Legal review for data protection terms.

• Proof of Achievement (PoA):invoices, deployment architecture doc, monitoring dashboard screenshots.

Milestone 2 – Advanced Features (100,000 ADA)

1. Smart contracts for anticipatory triggers & treasury logic.
2. AI integration with early-warning systems.
3. USDA wallet integration.
4. DAO governance module.
5. Asset tokenization + vendor-to-vendor payments.
6. KYC and RBAC in admin dashboards.
7. Independent security review / code audit (external).

• Proof of Achievement (PoA): contract addresses, DAO cycle logs, token mint/burn Test-Tx, wallet screenshots, audit letter.

Milestone 3 – Malawi Pilot (25,000 ADA)

1. 100 beneficiaries receive 100 USDA each on Cardano.
2. Training for users, NGO staff, and community members.
3. Partner coordination (NGOs participation).
4. UX research & field data collection.

• Proof of Achievement (PoA): disbursement tx list, signed training records, field report, dashboard screenshots.

Milestone 4 – Monitoring, Evaluation & Case Assets (15,000 ADA)

1. analyses duplication rates, wallet adoption, DAO engagement.
2. Case study publication series +presentation+ pilot video + open data pack

• Proof of Achievement (PoA):evaluation report, case study PDF, video file, data repository link.

Milestone 5 – Sharing Impact & Lessons (15,000 ADA)

1. Webinar targeting humanitarian innovation networks.
2. Targeted LinkedIn campaign.
3. Translation & design of briefs.
4. Community engagement activities.

• Proof of Achievement (PoA): webinar recording, campaign analytics, published briefs, community feedback.

[Final Pitch] Value for Money

How does the cost of the project represent value for the Cardano ecosystem?

This project represents the investment of 250,000 ADA, creating tangible, measurable, and lasting value for the Cardano ecosystem. The requested funds are proportional to the work required, benchmarked against industry norms, and targeted exclusively at activities that directly advance Cardano adoption in humanitarian finance.

Cost Proportionality

• Development (100,000 ADA): Benchmarking against regional blockchain/AI engineering rates ($60–$120/hour), this allocation is proportionate for building smart contracts, DAO governance, tokenization modules, wallet/KYC features, and vendor-to-vendor payments. Each deliverable directly leverages Cardano’s capabilities.
• Infrastructure (65,000 ADA): Dedicated Infrastructure & Compliance Pool, applies across all milestones).Invoice-backed, usage-based allocation for the off-chain services a humanitarian-grade product requires while keeping all value events (disbursements, tokenization, DAO votes) on Cardano. Covers: secure cloud compute & managed database; encrypted backups and disaster-recovery drills; monitoring/observability with immutable audit logs; security tooling (WAF, vulnerability scans, secrets vault); KYC/identity API and sanctions checks; notifications (SMS/USSD/email); CDN, bandwidth, and DNS; legal review for data-protection terms. Funds are released only against invoices/usage reports and capped by a monthly spend plan. These items cannot sit on-chain (PII, keys, logs), but they directly enable safe execution of on-chain flows and partner integrations at scale. PoA: invoices/receipts, deployment architecture document, monitoring dashboard screenshots (redacted), and access/backup policy excerpts.
• Pilot operations (25,000 ADA): Dedicated to stablecoin disbursements during the Malawi pilot, alongside training and NGO/UNDP coordination. This ensures Catalyst funds generate real-world utility and live Cardano transactions, not just prototypes.
• Monitoring & resources (15,000 ADA): Produces a case study, pilot video, and adoption analysis—transparent outputs that provide reusable evidence for NGOs considering Cardano integration.
• Outreach & dissemination (15,000 ADA): Targeted campaigns, webinars, and sector outreach build adoption in humanitarian finance networks, ensuring Cardano’s visibility beyond the pilot.

Value for the Cardano Ecosystem,By Year 5, the project is projected to Achieve

• 650,000+ active wallets linked to NGOs and community accounts.
• $12M in annual humanitarian aid flows transacted through USDA stablecoins.
• $10M in annual tokenized assets issued and staked for social projects.
• That equates to $22M/year of on-chain activity by Year 5. Against a one-time Catalyst investment of 250,000 ADA, the project yields an annual ROI of ~88x in on-chain transaction value for the ecosystem.

This return compounds over time: once NGOs and communities integrate Cardano into aid delivery, vendor payments, and tokenization, usage persists independently of Catalyst funding. This represents one of the highest leverage points for Cardano adoption ,embedding the chain in humanitarian finance with recurring real-world flows.

[Required Acknowledgements] Consent & Confirmation

Terms and Conditions:

Yes