Nomentral: Trustless Land Registry & RealFi Collateral Rails

[Proposal setup] Proposal title

Please provide your proposal title

Nomentral: Trustless Land Registry & RealFi Collateral Rails

[Proposal Summary] Budget Information

Enter the amount of funding you are requesting in ADA

100000

[Proposal Summary] Time

Please specify how many months you expect your project to last

6

[Proposal Summary] Translation Information

Please indicate if your proposal has been auto-translated

No

Original Language

en

[Proposal Summary] Problem Statement

What is the problem you want to solve?

Nigeria loses $100M+ annually to land fraud. Banks reject land collateral due to unverifiable titles, leaving $60B in "dead capital" locked out of the economy.

[Proposal Summary] Supporting Documentation

Supporting links

• https://drive.google.com/drive/folders/1-s_ZdLC3xQ5emROjaQkg3Fl7L7MzG4b0?usp=sharing
,
• https://nomentral.com
,
• https://www.linkedin.com/in/praiseubong
,
• https://github.com/praiseunite/nomentrall.git

[Proposal Summary] Project Dependencies

Does your project have any dependencies on other organizations, technical or otherwise?

No

Describe any dependencies or write 'No dependencies'

No dependencies

[Proposal Summary] Project Open Source

Will your project's outputs be fully open source?

Yes

Please provide details on the intellectual property (IP) status of your project outputs, including whether they will be released as open source or retained under another licence.

We will fully open-source the Cardano RWA Land Standard (Plutus/Aiken smart contracts and CIP-68 minting policies). This allows any other developer to fork our verification rails, maximizing value for the Cardano developer ecosystem.

MIT License

[Theme Selection] Theme

Please choose the most relevant theme and tag related to the outcomes of your proposal

RWA

[Campaign Category] Category Questions

Describe what makes your idea innovative compared to what has been previously launched in the market (whether by you or others).

Unlike previous African land registry projects (e.g., Bitland or Land Layby), which failed because they tried to bypass the government and create parallel ledgers that lacked legal power, Nomentral is the first Statutory-Aligned registry on Cardano. We do not replace the government; we secure their official process.

Here is how we solve the $100M fraud problem, step-by-step:

1. Stopping Fraud at the Source (The Input Strategy): Most blockchain projects fail because they make the mistake of "Garbage In, Garbage Out." If you digitize a fake land title and put it on the blockchain, you just have an immutable digital fake.
   1. The Nomentral Fix: We verify the data before it touches the blockchain. We integrate directly with the Licensed legal/Surveyors (SURCON).
   2. How it works: We don't just let anyone upload data. We require a Digital Handshake. Before a title is minted, a professional surveyor must digitally sign off on the coordinates using their verified account. If the person signing isn't a licensed professional, the system rejects the data. This guarantees that every asset on Nomentral represents a real, verified piece of land.
2. Living Titles vs. Static Pictures (CIP-68 Technology): Competitors use standard NFTs (ERC-721), which act like printed photographs, once created, they cannot change. But real estate is dynamic; it changes constantly (e.g., you take out a mortgage, you pay it off, or a court places a dispute on the land). A static picture cannot capture this.
   1. The Nomentral Fix: We use Cardano's advanced CIP-68 Standard. Think of this like a secure digital folder rather than a static photo.
   2. Why it matters: We can update the status of the land inside the folder (e.g., tagging it as Mortgaged or Under Dispute) without destroying the original token.
   3. The Banking/DeFi Lending Advantage: This is critical for banks. Before they lend money, they can look at the token and see the current status of the land. It ensures no land can be transferred without a legal entity signing off on the record, making the system fraud-proof for lenders.
3. The Trust Layer Marketplace: On other platforms (like Craigslist or generic NFT marketplaces), anyone can list a property, leading to scams.
   1. The Nomentral Fix: On our platform, a property only Goes Live after it passes a root of title check by our legal partners. This creates a definitive Layer of truth.
   2. The Result: When a buyer sees a property on Nomentral, they know a lawyer has already checked the history. It eliminates the risk of buying land that has hidden legal problems or "double allocation" issues.
4. Safe Payments (The Escrow Solution): In traditional Nigerian real estate deals, there is a massive standoff: Buyers are afraid to pay before they get the deed, and sellers are afraid to transfer the deed before they get the cash.
   1. The Nomentral Fix: We act as a trusted middleman using code (Smart Contracts).
   2. The Workflow:
      1. The Buyer pays in local currency (Naira), which is converted to USDM (Cardano Stablecoin).
      2. These funds are held in a Smart Contract Escrow, a digital safety lock that neither side controls.
      3. The money is only released to the Seller automatically after the title is successfully transferred and verified on the blockchain.
   3. The Result: This removes the fear of theft from the transaction, drastically increasing adoption and speed of sales.
5. Why Cardano? (The Economic Innovation): Beyond the technology, our innovation is purely economic. We chose Cardano because it is the only chain that makes business sense for Africa.
   1. Predictable Costs: On other chains like Ethereum, transaction fees fluctuate wildly based on network traffic. A title transfer might cost $5 today and $100 tomorrow. This makes it impossible to build a business. Cardano’s fee structure is fixed and predictable. We can calculate the cost of a land transfer 10 years in advance, which is essential for a sustainable business model in an emerging market.
   2. Low-Cost Security: Cardano allows us to bundle multiple document verifications into a single transaction (using the eUTXO model). This reduces the cost for our surveyors by over 90% compared to other blockchains, making Nomentral the first economically viable registry for everyday African citizens.
6. The RealFi Vision (Turning Dead Capital into Liquid Assets): Currently, Nigerians hold billions of dollars in land that banks refuse to accept as collateral because they don't trust the paper titles and it takes time to validate. This is called Dead Capital.
   1. The Future: By creating a transparent, fraud-proof registry on Cardano, we turn this Dead Capital into Liquid Assets. Once a bank can trust the Nomentral Land Token, they can issue loans against it. This connects African Real Estate to Global Liquidity, unlocking wealth for millions of property owners.

Describe what your prototype or MVP will demonstrate, and where it can be accessed.

Our MVP is not merely a user interface; it is a fully functional Verification Loop running on the Cardano testnet for the MVP, that connects physical land governance to blockchain infrastructure.

Core Features Demonstrated:

1. Identity Gatekeeping (The Digital Bouncer):We demonstrate Hyperledger Identus (Atala PRISM) integration. The Smart Contract enforces Credentialed Minting.
   1. How it works: When a user attempts to mint a title, the contract checks their wallet for a valid "Licensed Surveyor" Verifiable Credential (VC). If the VC is missing or expired, the transaction fails. This replaces the wild west of permissionless minting with a secure, professional standard.
2. The CIP-68 Minting Engine: The system ingests raw geospatial data (Survey Coordinates) and legal documents.
   1. The Process: Documents are encrypted and stored securely. The system generates a SHA-256 hash and mints a CIP-68 Reference Token containing the metadata.
   2. The Innovation: Unlike static NFTs, this demonstrates a Living Title. We will show how a surveyor/lawyer can update the metadata (e.g., adding a Mortgage Active tag) without burning the user's asset or changing the Policy ID.
3. Public Verification Portal:A public-facing Title Search tool allows any bank officer, buyer, or government official to input a Survey Plan Number or scan a QR code. The system instantly queries the Cardano blockchain to verify the land's status (Clear vs. Disputed), reducing due diligence time from weeks to seconds.
   1. The Pilot User Journey (Step-by-Step Demo): To prove usability, the MVP follows this Path.
      1. Authentication: A Pilot Surveyor sign in, usng their Identity Wallet.
      2. Data Ingestion: They upload the raw CAD survey file (.dxf) and the scanned Deed.
      3. Anchoring: The system automatically hashes the files and prepares the transaction.
      4. Signing: The Surveyor signs the transaction with their private key.
      5. Result: The Landowner receives the Token in their wallet, and the property status updates to "Verified" on the public explorer.

Access & Transparency:

1. Live App: The pilot interface will be hosted at app.nomentral.com (Live access for the pilot surveyors; View Only mode for the public).
2. Codebase: The underlying Smart Contracts (Plutus/Aiken) and CIP-68 minting policies will be published in our GitHub Repository for community audit.

Describe realistic measures of success, ideally with on-chain metrics.

We define success not just by the volume of assets, but by the operational efficiency and data integrity achieved by our pilot partners.

1. On-Chain Metrics (The Hard Data)
   1. Asset Volume: 100+ High-quality land titles minted as CIP-68 assets on the Cardano Mainnet. We prioritize Clean Data over Mass Volume for the pilot phase.
   2. RWA Value: $500k+ USD in property value represented on-chain (proving the system handles high-value assets securely).
   3. Transaction Volume: 400+ On-Chain Transactions generated from metadata updates, verification signatures, and minting events.
   4. Identity Usage: 10+ Active DIDs used daily by the staff of our Partner Law Firm and Surveying Partner to sign validity checks.
2. Off-Chain & Commercial Metrics (The Efficiency Proof)
   1. Time Reduction: Demonstrate a 90% reduction in Title Verification time (reducing the due diligence cycle from the industry average of ~14 days to <24 hours using the Nomentral Explorer).
   2. User Retention: 100% retention rate of our pilot partners (Law/Surveyor firms) through the full 6-month testing cycle.
   3. Stress Testing: Successfully flagging at least 5 Double Allocation or Coordinate Overlap errors during simulated fraud attempts, proving the system's ability to catch bad data.
3. Quality Assurance & System Health: Success is also about reliability. We will track:
   1. False Positive Rate: The system must reject 100% of attempts to mint land with conflicting coordinates (Overlaps).
   2. Dispute Resolution: If a title is flagged as Disputed in the MVP, we measure the time taken to update the on-chain status (Target: <1 hour).
4. Ecosystem Deliverables
   1. The Standard: Publication of the Cardano RWA Land Standard (Open Source), enabling developers in other African jurisdictions (e.g., Ghana, Kenya) to deploy similar registries using our codebase.

[Your Project and Solution] Solution

Please describe your proposed solution and how it addresses the problem

Overview and Rationale.

Nigeria faces a $100M annual fraud crisis because existing land registries, whether paper-based or centralized digital databases remain opaque and mutable. Banks cannot trust a title that can be secretly altered by a database administrator or that lacks a transparent history. Nomentral operationalizes trust by anchoring Root of Title data from Licensed Surveyors directly to Cardano. We do not replace the government; we secure their official process using a statutory-aligned verification rail.

Technical Architecture (CIP-68).

Unlike static NFTs, we utilize CIP-68 (Dynamic Metadata) reference tokens. This allows the asset's state (e.g., Mortgaged, Disputed) to be updated by authorized smart contracts without burning the user's token. This capability is unique to Cardano's eUTXO model and is essential for banking integration, where asset status changes over time.

Identity and Trust.

We implement Hyperledger Identus (Atala PRISM) to verify the actors, not just the assets. A title can only be minted if the transaction is signed by a DID-verified Licensed Surveyor (SURCON) and validated by a Legal Partner. This replaces permissionless minting with credentialed minting.

Evidence Anchoring.

Sensitive legal documents (Survey Plans, Deeds) are encrypted and stored securely. Only the Merkle Root (cryptographic fingerprint) is anchored on-chain. This ensures immutability and privacy while allowing any bank to mathematically verify the document's authenticity against the Cardano ledger without exposing personal data.

The Trust Layer Marketplace.

Assets are only listed after passing a Root of Title check by our legal partners. This creates a definitive Layer of Truth on Cardano, eliminating the risk of buying encumbered property. Payments are held in a Smart Contract Escrow (USDM/Fiat) and released only upon verified title transfer.

[Your Project and Solution] Impact

Please define the positive impact your project will have on the wider Cardano community

Market Impact (Akwa Ibom Pilot).

We target the pilot verification of 100+ properties ($1M+ RWA value) in Uyo Capital City. By providing a public verification portal, we reduce the due diligence cycle for banks from weeks to minutes, directly unlocking credit access for property owners in the future.

Ecosystem Spillovers.

We will open-source the Cardano RWA Land Standard (Aiken/Plutus contracts). This allows developers in other developing markets such as Kenya, Ghana, and Ethiopia to fork our rails, positioning Cardano as the standard for African land registries.

Regulatory and Institutional Impact.

By integrating with the members of the Surveyors Council (SURCON) and the NBA (Nigerian Bar Association) rather than bypassing them, we prove that Cardano is government-grade infrastructure. This creates a bridge for the Ministry of Lands to adopt blockchain as a security upgrade to their existing GIS systems without disrupting their legal framework.

Ecosystem Research & Competitive Advantage

Unlike previous real estate projects (e.g., Bitland, Land Layby), which failed by trying to create parallel registries that lacked legal enforceability, Nomentral is the first statutory-aligned registry. We focus on the upstream data problem, integrating the surveyor's input rather than just tokenizing unverified assets. We are not competing with lending protocols (like Lenfi); we are becoming their trusted, fraud-proof data provider.

[Your Project and Solution] Capabilities & Feasibility

What is your capability to deliver your project with high levels of trust and accountability? How do you intend to validate if your approach is feasible?

The Nomentral project is delivered by Alpha Sight Ltd. (Strategy & Governance) and powered by Reptalia Labs (Technical Execution). We have structured the project to separate blockchain engineering and software development from regulatory groundwork, ensuring that experts handle each domain.

Technical Competence (The Tech Engine):

Our in-house innovation arm, Reptalia Labs, specializes in high assurance software infrastructure for the Nigerian digital economy.

• Architecture & Design: Led by Praise Ubong (Software Developer & Product Lead). The system logic for the CIP-68 minting engine and Atala PRISM identity stack has been architected to meet Nigerian regulatory standards.
• Development/Smart Contract Implementation: The engineering division specializes in writing production-grade codes. Our protocol ensures that all code undergoes rigorous unit testing, property-based testing before Mainnet deployment.

Strategic Partnerships (The Ground Engine):

To mitigate execution risk, we have secured Letters of Intent (LOIs) with seasoned statutory intermediaries who handle the physical and regulatory heavy lifting.

• Legal Compliance Partner: A seasoned law firm specializing in property law handles perfection of title and Ministry filings. They serve as our regulatory firewall, ensuring every on-chain asset complies with the Nigerian Land Use Act (1978).
• Field Data Partner: A SURCON-licensed surveying firm with extensive field experience validates geospatial coordinates before data is hashed. This ensures that only professional-grade data enters our blockchain.

Feasibility & Validation Approach

We validate feasibility through a rigorous Pilot-First Methodology:

• Incremental Rollout: We constrain the pilot to Uyo Capital City, targeting 100+ properties. This allows us to perfect the system in a controlled environment before scaling.
• Technical Stress-Testing: The system will undergo automated stress tests to ensure it successfully flags and rejects Double Allocation attempts (conflicting coordinates) before Mainnet deployment.
• Foundational Work: We have completed the Legal Feasibility Study for digital evidence admissibility and established the initial data pipelines. (Website: nomentral.com).

[Milestones] Project Milestones

Milestone Title

Technical Architecture & Legal Framework

Milestone Outputs

We will establish the foundational legal and technical infrastructure required for the pilot. This includes:

• Technical Architecture Specification: A comprehensive PDF detailing the CIP-68 Dynamic Metadata smart contract structure (property registry, validator roles, metadata updates) with role-based access control patterns.
• Hyperledger Identus Integration: Implementation of Atala PRISM identity verification system enabling DID-based surveyor authentication and credential management.
• Legal Compliance Framework: Documentation aligning digital workflows with Nigerian Land Use Act (1978) and Evidence Act (2011).
• Partner Agreements: Signed Data Processing Agreements with 1 Partner Surveyor Firms and 1 Law Firm, securing access to licensed SURCON surveyors for the pilot in Uyo Capital City.
• UI/UX Designs: High-fidelity wireframes for the Surveyor/legal/user Dashboard and Public Verification Portal covering the complete user journey.
• Repository Setup: Initialization of smart contract public GitHub repository with project structure, MIT License, and comprehensive contribution guidelines.

Acceptance Criteria

• Technical Specs: The Architecture Document covers all primary user flows (Login → Upload → Mint) with security assumptions explicit.
• Partnership Secured: 1 surveyor firms and 1 law firm have signed partnership agreements ensuring access to licensed professionals.
• Legal framework document receives written sign-off from the partner law firm.
• UI wireframes cover the full user journey (Login → Upload Survey → Legal Review → Mint Title).
• GitHub repository is public, properly documented with MIT license, and includes automated CI/CD pipeline setup.

Evidence of Completion

• Legal Framework: PDF of the compliance document with law firm signature.
• Design Assets: Figma link to the high-fidelity UI wireframes.
• Technical Spec: PDF of technical architecture specification with detailed smart contract diagrams.
• GitHub Repository Link: https://github.com/praiseunite/nomentrall.git (with CI/CD logs showing build status).
• Partner Agreements: Redacted copies of signed LOIs/Agreements with 1 surveyor firms and 1 law firm on official letterheads.

Delivery Month

1

Cost

20000

Progress

20 %

Milestone Title

Core Development & Beta Testing, Aiken smart contract, testnet

Milestone Outputs

We will develop and deploy the core smart contracts and identity layer to production-ready standards. This includes:

• Aiken Smart Contracts: Development of the CIP-68 Minting Engine with validator logic, multi-signature approval workflows, and role-based access control deployed to Cardano Pre-Prod Testnet.
• Beta Dashboard: Deployment of the Surveyor/lawyer/User Dashboard (hosted web application) connected to Cardano testnet, allowing partner surveyors/lawyers to test the complete data upload and validation flow, and usrs to be able to reister an account and book a verification with our partners.
• Marketplace UI and documentation flow.
• Cloud storage Integration: Implementation of encrypted document storage with Merkle root anchoring for legal document integrity and privacy-preserving verification.
• API Development: Backend services enabling property verification queries and metadata retrieval with performance optimization targeting <7 second response times.
• Mobile first Prototype: Basic mobile wireframe with fiat-to-ADA onboarding flow design for property owners. A responsive web design approach.

Acceptance Criteria

• Smart Contract Deployment: Contracts compile successfully and are deployed to the Cardano Pre-Prod Testnet with all validator logic functional.
• Dashboard Functionality: Beta dashboard allows authenticated partners to log in via DID and mint testnet tokens successfully.
• Test Coverage: Unit tests for smart contracts and backend, achieve ≥90% code coverage across success and failure paths.
• API Performance: The Backend API returns property verification results in <7 seconds for valid queries during load testing.
• Partner Testing: 10+ pilot property tests from partner firms successfully complete the full workflow (login → upload → validate → mint) on testnet.
• Documentation: GitHub open-sourced repository updated with complete source code, API documentation, and integration guides.

Evidence of Completion

• Video Demo: Video recording showing the complete minting flow on testnet from surveyor login to token creation.
• GitHub Release: Release tag (v0.5 - Contracts & Dashboard) with CI/CD logs showing successful builds and test results.
• Testnet Proof: Links to testnet transaction hashes and Policy ID demonstrating successful contract deployment and token minting.
• API Documentation: Published API documentation on GitBook with endpoint specifications and example responses for the sourced smart contracts.
• Beta Testing Report: Summary report with surveyor feedback, success rates, and performance metrics from partner firm testing.
• Pre-Production URL: Live testnet/staging environment accessible for testing and validation.

Delivery Month

3

Cost

30000

Progress

60 %

Milestone Title

Mainnet Deployment & Pilot Execution

Milestone Outputs

We will launch the production system on Cardano Mainnet and execute the real-world pilot in Uyo Capital City. This includes:

• Mainnet Deployment: Deployment of the audited Smart Contracts (CIP-68 Minting Engine & Escrow Logic) to Cardano Mainnet with production security configurations and multi-signature governance keys.
• Partner Onboarding: Creation of Mainnet DIDs for our partner firms, granting them verified Minting Authority; within the production system.
• Production Run: Verification and minting of 100+ verified properties in Uyo Capital City as CIP-68 tokens involving the complete "Physical-to-Digital" workflow: Field Survey → Legal Review → Multi-Party Validation → On-Chain Minting.
• Escrow System Implementation: Smart contract escrow functionality where property owners deposit payment, funds are held securely during verification process, and automatic release to surveyors/lawyers upon successful validation and minting.
• Public Verification Portal: Launch of the production website, enabling instant property status lookup by Policy ID, Survey Plan Number, or geographic coordinates with <2 second query response.
• Marketplace Integration: Implementation of basic marketplace functionality where verified properties can be listed for validation and certification, with partner reviews and validation before going live on the platform
• Security Audit Completion: Third-party security audit covering smart contracts, escrow logic, and marketplace functionality by recognized Cardano audit firm.

Acceptance Criteria

• Mainnet Operations: Smart contracts are live on the Cardano mainnet and processing transactions successfully with zero critical security incidents.
• User Adoption: Our pa tners have active mainnet DIDs and have successfully completed at least 10 property verifications each.
• Asset Volume: ≥100 real-world properties are minted as CIP-68 tokens and visible on Cardanoscan with complete metadata validation.
• Portal Performance: Public verification portal achieves <7 second response times for 90% of queries and maintains 90% uptime during pilot period.
• Escrow Functionality: Smart contract escrow processes ≥50 verification payments automatically with zero failed releases and 100% successful fund disbursement to service providers.
• Validation Workflow: ≥80 properties complete the full multi-party validation workflow (surveyor + lawyer signatures) before minting.
• Audit Certification: A professional security audit was completed covering escrow contracts and minting contracts, with zero critical vulnerabilities and all high-priority issues resolved.
• Marketplace + Escrow Integration: Users can list properties with escrow-secured transactions and marketplace validates properties through escrow-protected verification process.

The escrow works in abstraction, while users deal with fiat, this is to remove the bottleneck of adoption.

Evidence of Completion

• Mainnet Policy ID: Direct link to Policy ID on Cardanoscan showing the complete collection of minted property tokens with transaction history.
• Transaction Database: Public dashboard displaying 100+ transaction hashes with property details, validation status, and minting timestamps.
• Live Portal URL: Functional link to demonstrating real-time property verification capabilities accessible.
• Field Documentation: Video report showing partner surveyors actively using the production system for real property verification in Uyo Capital City.
• Performance Analytics: Dashboard showing portal uptime, query response times, and user adoption metrics during the pilot period.
• Users upload their properties on the marketplace for validation and verification, and a partner reviews and validates the property or denies the property going live.

Delivery Month

5

Cost

30000

Progress

80 %

Milestone Title

Ecosystem Integration & Open Source Release

Milestone Outputs

We will launch the complete property ecosystem with automated escrow and prepare for autonomous expansion. This includes:

• **Full Marketplace Platform: **Complete property marketplace where buyers and sellers transact through smart contract escrow, surveyors bid for verification jobs with escrow-secured payments, and lawyers provide validation services through automated escrow disbursement.
• Escrow Analytics & Reporting: Comprehensive escrow transaction analytics showing payment flows, dispute resolution metrics, and automated release success rates for transparency and audit purposes.
• Smart Contract Audit Publication: Complete publication of security audit covering escrow logic, with remediation documentation and escrow security guarantees for enterprise adoption.
• The Cardano RWA Land Standard: Complete open-source release including all audited smart contracts (escrow templates, minting policies), APIs, and comprehensive escrow integration documentation under MIT license.

Acceptance Criteria

• **Escrow Automation: **≥50 escrow transactions processed automatically with a 99%+ successful release rate and zero stuck funds incidents.
• Marketplace Operations: Property transactions completed end-to-end using integrated escrow (listing → verification → payment → title transfer) with a full audit trail.
• Escrow Security: All escrow contracts pass audit with published security guarantees and dispute resolution mechanisms documented.

Evidence of Completion

• Escrow Analytics Dashboard: Real-time dashboard showing escrow transaction volumes, success rates, average processing times, and total value secured.
• Live Marketplace with Escrow: Functional platform demonstrating complete property transactions from listing through escrow to title transfer.
• Economic Impact Report: Analysis of escrow transaction volume, marketplace growth, and ecosystem revenue generation with stakeholder validation.

Delivery Month

6

Cost

20000

Progress

100 %

[Final Pitch] Budget & Costs

Please provide a cost breakdown of the proposed work and resources

Milestone 1: Architecture, Legal & Partner Onboarding (₳20,000, 20%)

• Legal Retainer: 10,000 ADA – Drafting Data Processing Agreements & Regulatory Framework.
• Technical Architecture: 10,000 ADA – CIP-68 Data Modeling & Threat Modeling by Reptalia Labs.

Milestone 2: Core Development (₳30,000, 30%)

• Smart Contract Engineering/Backend: 20,000 ADA : Senior Plutus/Aiken development for Minting & Escrow validators (250+ hours).
• Frontend Dashboard: 7,000 ADA : React/Next.js development for the Dashboard.
• Infrastructure: 3,000 ADA – cloud storage, Pre-Prod Testnet server environment.

Milestone 3: Mainnet Pilot & Security Audit (30,000 ADA - 30%)

• External Security Review: 12,000 ADA: Smart contract audit and static analysis to ensure the escrow logic is secure before Mainnet.
• Field Operations Logistics: 10,000 ADA: Operational costs for the 2 partner firms to manage the data collection workflow for 50+ pilot properties.
• Mainnet Deployment: 8,000 ADA: Subsidizing transaction fees, Policy ID creation, and MinUTXO deposits for the pilot users (User Acquisition)

Milestone 4: Close-Out & Open Source (20,000 ADA - 20%)

• Repository Finalization: 8,000 ADA : Code cleanup, inline documentation, and structuring the GitHub repository for public auditing (MIT License Compliance).
• Impact Reporting: 8,000 ADA: Production of the Ministry Feasibility Report and final Close-Out Video summarizing the pilot metrics.
• Contingency Buffer: 4,000 ADA : Reserve for ADA price volatility or additional dev hours.

[Final Pitch] Value for Money

How does the cost of the project represent value for the Cardano ecosystem?

1. Security-First Investment (12% of Budget) We have allocated 12,000 ADA specifically for an External Security Review of the CIP-68 Minting & Escrow logic. Unlike many MVP projects that skip audits to save money, we prioritize ecosystem safety. This acts as an "Insurance Policy" for the Cardano treasury, ensuring that the first government-aligned registry on Cardano is robust against exploits.
2. User Acquisition Subsidy (8% of Budget) The 8,000 ADA allocated to "Mainnet Deployment" is a strategic Growth Hack. Instead of burning funds on marketing ads, we use this to subsidize the MinUTXO and Transaction Fees for the first 100-200 pilot properties. This removes the entry barrier for Nigerian landowners, effectively "buying" real users and on-chain transactions for the cost of gas.
3. Geographic Cost Efficiency By utilizing our Nigeria-based engineering team (Reptalia Labs), we deliver high-quality Plutus/Aiken development at a fraction of Western rates. The budget allocates ~20,000 ADA for over 300 hours of Senior Smart Contract Engineering. This represents a rate of roughly $35-$40/hr, which is highly competitive compared to the $150/hr standard in the US/EU, giving the community 4x more code for the same price.
4. Open Source Multiplier Effect; We are not building a walled garden. By open-sourcing the "Cardano RWA Land Standard" in Milestone 4, we provide a "Forkable Registry" for developers in Kenya, Ghana, and Ethiopia. A single investment of ₳100,000 today creates a foundational toolset that can launch dozens of other African RealFi projects without requiring new grants.

[Self-Assessment] Self-Assessment Checklist

I confirm that evidence of prior research, whitepaper, design, or proof-of-concept is provided.

Yes

I confirm that the proposal includes ecosystem research and uses the findings to either (a) justify its uniqueness over existing solutions or (b) demonstrate the value of its novel approach.

Yes

I confirm that the proposal demonstrates technical capability via verifiable in-house talent or a confirmed development partner (GitHub, LinkedIn, portfolio, etc.)

Yes

I confirm that the proposer and all team members are in good standing with prior Catalyst projects.

Yes

I confirm that the proposal clearly defines the problem and the value of the on-chain utility.

Yes

I confirm that the primary goal of the proposal is a working prototype deployed on at least a Cardano testnet.

Yes

I confirm that the proposal outlines a credible and clear technical plan and architecture.

Yes

I confirm that the budget and timeline (≤ 12 months) are realistic for the proposed work.

Yes

I confirm that the proposal includes a community engagement and feedback plan to amplify prototype adoption with the Cardano ecosystem.

Yes

I confirm that the budget is for future development only; excludes retroactive funding, incentives, giveaways, re-granting, or sub-treasuries.

Yes

[Required Acknowledgements] Consent & Confirmation

I Agree

Yes