Liquidefi: RWA - Decentralised, Inclusive, Transparent Investment/Funding Ecosystem, with a Mutual Society ethos at it's core.

[GENERAL] Name and surname of main applicant

Andy Muir

[GENERAL] Are you delivering this project as an individual or as an entity (whether formally incorporated or not)

Individual

[GENERAL] Please specify how many months you expect your project to last (from 2-12 months)

12

[GENERAL] Please indicate if your proposal has been auto-translated into English from another language

No

[GENERAL] Summarize your solution to the problem (200-character limit including spaces)

Developing community proposals thru decentralised governance, tokenisation of investments and liquidity, allowing individuals groups businesses -access to transparent, community-driven project funding

[GENERAL] Does your project have any dependencies on other organizations, technical or otherwise?

Yes

[GENERAL] If YES, please describe what the dependency is and why you believe it is essential for your project’s delivery. If NO, please write “No dependencies.”

Liquidefi has several key dependencies that are essential for the successful delivery and operation of the platform:

Blockchain Development Partners:

1. We depend on skilled blockchain developers with expertise in Cardano's ecosystem. Their knowledge is crucial for building and integrating the smart contracts and backend infrastructure required for Liquidefi. These developers will ensure that the platform is secure, efficient, and capable of handling the unique tokenised investment models we aim to implement.

Legal Advisors:

1. We will engage legal consultants to navigate the complex regulatory landscape surrounding decentralised finance and mutual societies, including compliance with the FCA (Financial Conduct Authority) and other relevant regulatory bodies. Their expertise will ensure that Liquidefi adheres to all applicable laws, safeguarding the platform's integrity and long-term viability.

Security Audit Firms:

1. Engaging third-party security auditors is vital to identify and rectify potential vulnerabilities in our smart contracts and platform architecture. Their independent assessments will enhance user confidence and protect assets, which is crucial for the platform's reputation and trustworthiness.

Marketing and Community Engagement Experts:

1. To effectively reach and engage our target audience within the Cardano community and beyond, we will rely on marketing specialists who understand blockchain marketing strategies. Their input will be essential for crafting campaigns that promote awareness and adoption of the Liquidefi platform.

Partnerships with Local Communities:

1. Building relationships with local cooperatives and community organizations is crucial for our project's acceptance and success. These partnerships will facilitate mutual society initiatives and help us tailor our offerings to meet the specific needs of the communities we aim to serve.

Regulatory Bodies:

1. We will maintain ongoing communication with regulatory authorities, including the FCA, to ensure compliance with all regulations related to mutual societies, tokenized investments, and decentralized finance. This dependency will help mitigate legal risks and ensure that our operations align with established financial practices.
2. 
   

Each of these dependencies is vital to the project's successful implementation, ensuring that Liquidefi operates effectively within the Cardano ecosystem while remaining compliant, secure, and user-friendly.

But the main prerequisite for our project’s success is being better, more focused and caring more about our members (investors) than any other platform - Best Practice & Best Value

[GENERAL] Will your project’s output/s be fully open source?

Yes

[GENERAL] Please provide here more information on the open source status of your project outputs

Liquidefi will adopt a hybrid open-source approach. Core elements like the DAO governance model, project management systems, and smart contracts will be fully open-source, promoting transparency, collaboration, and community-driven innovation. This ensures developers and stakeholders can contribute, audit, and build upon the platform, fostering a trustworthy ecosystem.

Key proprietary elements—such as the buy-back mechanism, automated liquidity management tools, and user data analytics—will remain closed to protect Liquidefi’s competitive advantage and facilitate regulatory compliance across different jurisdictions. This also supports future licensing opportunities, ensuring the platform remains adaptable while safeguarding its unique value proposition for global scalability.

[METADATA] Horizons

Connected Community

[SOLUTION] Please describe your proposed solution

Liquidefi: Redefining Investment with Transparency, Flexibility, and Community Focus

Liquidefi is a members only Closed Loop Investment Protocol (CLIP), a decentralised investment platform built around the principles of mutuality, transparency, and community-driven governance. Our mission is to provide individuals, businesses, and communities with an alternative way to access liquidity, fund projects, and make investments, all within a closed-loop system that prioritises user control and financial empowerment.

At its core, Liquidefi addresses the frustrations of traditional investing—the lack of liquidity, long exit timelines, and limited investor participation—by offering a flexible, transparent platform where members can invest in and fund siloed projects that align with their values and goals.

There are six core areas but these are not finite and 'use cases' that fit into our model are potentially endless. The six area are Real Estate, Classic Cars, Farming (AgiTech), Energy, Arts and collectibles and the all encompassing Other

1. Siloed Projects for Focused Growth

Unlike many investment platforms that pool assets into large, generalised funds, Liquidefi focuses on siloed, targeted projects. Each project operates independently, with its own governance, funding, and timeline, allowing investors to pick and choose based on their specific interests. This creates clear accountability and predictable returns, with full transparency on the risks and rewards upfront.

2. Flexible Liquidity Through Buy-Backs and Secondary Market

Liquidity is often a pain point for investors. With Liquidefi, investors are not locked into long-term commitments without exit options. We offer buy-back mechanisms and a secondary market, allowing members to sell their stakes in a project when they choose. Investors can place their own valuation(within managed ranges) on their exit—whether they want to take profits, minimise losses, or transfer to other projects within the platform—providing unmatched flexibility and control.

3. Community-Driven Governance and Transparency

Liquidefi is built on the principles of DAO governance, where every member has a voice. Investors participate in the decision-making process through transparent voting on key proposals, buy-backs, and project developments. This structure ensures that all members are active stakeholders, driving sustainable growth and collective success rather than relying on purely profit-driven motives. Liquidefi fosters a true sense of community where governance is democratic, and transparency is guaranteed.

4. Real-Time Control with a Seamless User Experience

We prioritise a user-friendly experience where both seasoned investors and first-time participants can seamlessly navigate the platform. Through our wallet, users maintain real-time control over their investments, toggling effortlessly between fiat (GBP) and LQDF(t)—our tokenized representation of fiat holdings. Every decision is made with full transparency, allowing members to participate in governance, manage liquidity, and invest without complexity or confusion.

5. Global Scalability and Tailored Licensing

Liquidefi is designed to be readably adaptable to different regions globally, providing a tailored approach to meet local compliance and regulatory requirements. By leveraging a licensing model, the platform can be localised and crafted to suit the specific regulatory environment of each region, offering a scalable solution for local entrepreneurs and businesses seeking liquidity.

This approach also opens up a new potential income stream through licensing fees, as businesses and communities worldwide seek to utilise the platform for their local projects. More importantly, this global scalability can provide a platform like Cardano with a significant market for their native token through the utility of creating and burning tokens within the ecosystem.

6. Designed for the Future of Investing

Liquidefi is engineered for long-term, sustainable growth. We’ve developed a platform that not only empowers individuals to make smarter investment decisions but also offers businesses and communities an innovative way to raise funds and complete projects without the limitations of traditional finance. By working closely with platforms like Cardano, Liquidefi can contribute to the utility of their native token by driving token creation and burns as new projects are funded and completed. This integration amplifies the ecosystem’s value, creating real-world utility for blockchain technologies.

In Summary:

Liquidefi is more than just an investment platform—it’s a community-driven ecosystem where investors, entrepreneurs, and communities come together to achieve collective success. By focusing on siloed projects, offering flexible liquidity, and fostering transparent governance, we’re redefining what it means to invest. Liquidefi provides the flexibility, control, and clarity that traditional investments lack, empowering users to invest on their own terms, with real liquidity and full transparency.

Moreover, the platform’s ability to be transported globally through a tailored licensing model makes it adaptable for different regulatory environments, creating an income stream while also enhancing the utility of platforms like Cardano through token creation and burns. In short, Liquidefi is positioned to become a key player in the evolving investment landscape, offering a sustainable, scalable, and impact-driven solution for individuals and businesses worldwide.

[IMPACT] Please define the positive impact your project will have on the wider Cardano community

1. Value to the Cardano Community: Liquidefi will create a decentralised, membership-driven platform that aligns with Cardano’s ethos of financial inclusion, transparency, and community governanc

The introduction of LQDF(t), a tokenised representation of fiat, will create a practical use case for Cardano’s native tokens by integrating liquidity and investment processes within the ecosystem. This will drive increased ADA usage as Liquidefi’s platform uses Cardano’s infrastructure to handle governance, token issuance, and smart contract execution. Liquidefi will also serve as a blueprint for future mutual-based finance projects, expanding Cardano’s reach into new markets and demonstrating real-world applications of blockchain technology.

2. Measuring Impact:

We will use both quantitative and qualitative metrics to measure the impact of Liquidefi on the wider Cardano community:

Quantitative Metrics:

• User Growth: Track the number of users joining the platform, including new members, investors, and project creators.
• Transactions and Token Use: Measure the volume of LQDF(t) and ADA transactions on the platform, including token creation, burns, and buy-backs.
• Number of Projects Funded: Track the number of successful projects launched and funded on the platform, showing how much liquidity has been generated and deployed within the ecosystem.
• Liquidity and Investment Flows: Measure the total liquidity moved through the platform and its impact on local economies and businesses involved in the projects.

Qualitative Metrics:

• Community Feedback: Conduct surveys and gather feedback from the community, project creators, and investors on how the platform is meeting their needs and improving their financial inclusion and investment opportunities.
• Collaboration and Partnerships: Monitor the growth of partnerships with local businesses, cooperatives, and developers who use or build on the Liquidefi platform.
• DeFi Ecosystem Impact: Assess how Liquidefi contributes to the growth of Cardano’s broader DeFi ecosystem, enabling more decentralized applications (DApps) and protocols to flourish within the network.

3. Sharing Outputs and Opportunities:

We plan to share the outcomes and opportunities resulting from Liquidefi in multiple ways:

• Open-Source Code Sharing: Liquidefi will make its core codebase and smart contracts available on GitHub as open-source, allowing developers to learn, adapt, and build upon the platform for new projects and applications within the Cardano ecosystem.
• Community Updates: Regular updates will be shared with the community via Cardano forums, Discord, and Telegram channels. We will publish progress reports and case studies to showcase successful projects, liquidity achievements, and governance milestones.
• Educational Content: We will produce tutorials, user guides, and webinars to educate the Cardano community about using the Liquidefi platform, how to create and participate in projects, and how to manage investments. These resources will be widely accessible through social media and community channels.
• Collaborative Opportunities: Liquidefi will actively engage with developers, entrepreneurs, and investors within the Cardano ecosystem to co-create new projects, sharing business models and best practices that will encourage further adoption of mutual finance systems.

In Summary: Liquidefi will drive decentralised finance adoption, empower communities, and create new use cases for Cardano’s blockchain by enabling liquidity and investment in siloed projects. The platform will grow the Cardano ecosystem, offering real-world utility and new financial opportunities for users, with measurable impact tracked through user engagement, transaction volume, and community feedback.

[CAPABILITY & FEASIBILITY] What is your capability to deliver your project with high levels of trust and accountability? How do you intend to validate if your approach is feasible?

Our Capability to Deliver the Project with High Levels of Trust and Accountability:

As the project moves from concept to implementation, Liquidefi is fully committed to maintaining high levels of trust, transparency, and accountability in every stage of development. The foundation of our platform lies in our dedication to ensuring that user trust and governance integrity are embedded within the system from the start. We achieve this in the following ways:

1. Strong Conceptual Framework: Liquidefi’s core principles—community-driven governance, transparent investment structures, and siloed project management—are inherent within the eco-system. These principles ensure that all stakeholders have a voice, and the structure of the platform is designed to deliver accountability through DAO governance and smart contracts. Investors will have clear access to decision-making processes (quadratic voting, 'Town Halls' etc), project performance, and risk assessment tools, creating a trust-based ecosystem.
2. Experienced Leadership and Strategic Partners: While the project is in its early stages, the leadership teams have extensive experience in angel investing, project management, and an understanding of the challenges of traditional finance models. We also intend to onboard experienced blockchain developers and technical experts who can execute the platform's vision with precision and passion. By collaborating with these experts, we can ensure the platform is developed to the highest standards of security, compliance, and functionality.
3. Development Partnerships: We will seek potential development partners who have proven track records of building and launching DeFi applications and DAO-based systems. These partnerships will ensure that Liquidefi is built on robust, scalable technologies, leveraging Cardano to handle smart contract execution, security, and compliance.
4. Governance and Transparency: Our platform’s architecture is built around decentralised, community-driven governance. Every major decision, from project onboarding to buy-back terms, will be made in full transparency, and every transaction will be traceable and verifiable on the blockchain. This built-in transparency provides an additional layer of trust and accountability.

How We Will Validate Feasibility:

Step-by-Step Roadmap: Our roadmap, outlined below, will take the project from concept to minimum viable product (MVP) and ultimately to full-scale deployment. The feasibility of the project will be validated through milestones and deliverables that correspond to each phase of development. Every phase will involve testing and real-world validation, ensuring that both the technical and user-experience aspects meet the platform’s goals.

Technical Proof of Concept (POC): In the early stages, we will prioritise the development of a technical proof of concept that validates key aspects of the platform. This includes:

• DAO Governance Model: Implementing a basic version of the decentralised governance structure to test the voting, proposal, and decision-making mechanisms.
• Buy-Back and Liquidity Mechanisms: Developing a pilot version of the buy-back system to ensure that liquidity flows smoothly and allows investors to exit under defined conditions.
• Siloed Project Management: Validating the ability to isolate and govern each project independently, ensuring that each has its own liquidity pool, governance structure, and investment parameters.

User and Market Testing: After the MVP is launched, we will conduct user testing with early adopters to validate the usability, trustworthiness, and efficiency of the platform. Feedback from these users will be instrumental in refining the system before expanding to a larger user base. This phase will also include market testing to determine investor demand for the types of projects listed on the platform.

Development and Security Audits: Before any major deployment, we will conduct third-party security audits to validate the integrity of the platform, particularly in areas like smart contracts, fund custody, and user data protection. This will ensure the platform operates at the highest levels of security and compliance, instilling trust among users and partners.

[PROJECT MILESTONES] What are the key milestones you need to achieve in order to complete your project successfully?

Phase 1: Concept and Initial Design (3 Months)

• Goal: Finalise platform architecture and governance model.
• Actions:
• Complete detailed whitepaper and technical design for the platform.
• Establish partnerships with blockchain developers and security experts.
• Create an onboarding strategy for early investors and project partners.

Phase 2: Development of MVP (3-9 Months)

• Goal: Build the initial Minimum Viable Product (MVP) of the platform.
• Actions:
• Develop core platform functionality (DAO governance, buy-back mechanism, and siloed project architecture).
• Implement initial wallet for managing LQDF(t) and fiat balances.
• Begin building the user interface (UI) for seamless interaction.
• Conduct internal testing and security audits of the MVP.

Phase 3: Launch of MVP and Testing (3-9 Months)

• Goal: Launch the MVP for real-world testing with early adopters.
• Actions:
• Onboard the first set of investors, projects, and community members, likely to be funded from within Liquidefi to establish POCs.
• Run extensive user testing to validate platform features and user experience.
• Analyse market feedback and optimise based on user insights.
• Conduct a security audit on the MVP and implement any necessary refinements.

Phase 4: Full-Scale Launch (12 Months)

• Goal: Expand the platform to a wider audience and increase project onboarding.
• Actions:
• Finalise and release the full version of the platform with all core functionalities.
• Launch community-driven marketing campaigns to attract users and project creators.
• Scale the platform to onboard more projects and liquidity pools.
• Ensure continuous platform updates and security improvements.

Phase 5: Global Expansion and Licensing (Ongoing)

• Goal: Scale the platform globally, adapting to local markets through licensing.
• Actions:
• Develop a licensing model to expand into new regions, ensuring local regulatory compliance.
• Leverage partnerships with local cooperatives and regional businesses to drive adoption.
• Continue to scale by adding new features, smart contract automation, and new projects globally.

We are committed to building Liquidefi with the highest levels of trust, transparency, and accountability. By leveraging a phased approach, validating through technical proof of concept, and engaging with real-world users early, we will ensure that Liquidefi is not only feasible but scalable and sustainable. Our strategy includes the right mix of expertise, technology, and market testing to create a platform that delivers long-term value to investors, project creators, and the broader blockchain ecosystem.

[RESOURCES] Who is in the project team and what are their roles?

Andy Muir – Project Lead

1. Role: Andy Muir will spearhead and facilitate the logistics and overall strategic vision and development of Liquidefi. As the lead, ensuring that the platform aligns with its goals of creating decentralised, community-driven mutually focused project creation and realisation through a Closed Loop Investment Protocol (CLIP) / membership . Andy will manage partnerships, oversee key decisions, and coordinate with technical, legal, and business development teams to ensure a successful launch and scalability.

Lead Blockchain Developer/Team (TBC)

1. Role: The blockchain developer will be responsible for developing and implementing the decentralised governance framework, tokenised investment system, and buy-back mechanisms. Implementation of NFT (KYC/AML) membership requirement. They will work on integrating Liquidefi’s platform with Cardano and their network platforms and oversee the creation and management of smart contracts.
2. Skills Needed: Expertise in Cardano development, smart contract integration, and blockchain architecture.

Legal Advisors / Regulatory Bodies (TBC)

1. Role: Legal advisors will ensure that Liquidefi complies with regulatory requirements in the jurisdictions where it operates. They will focus on navigating financial regulations, tokenisation, and ensuring the platform meets compliance standards for decentralised finance.
2. Skills Needed: Expertise in blockchain regulations, financial compliance, and legal aspects of mutual societies and tokenised assets.

Security Audit Partners (TBC)

1. Role: External security partners will conduct comprehensive security audits of the smart contracts and platform architecture to ensure that user assets and data are protected. They will perform vulnerability assessments and offer recommendations to secure the platform’s infrastructure.
2. Skills Needed: Blockchain security auditing, smart contract reviews, and risk assessments.

UX/UI Designer (TBC)

1. Role: The UX/UI designer will be responsible for creating an intuitive, user-friendly interface for the Liquidefi platform. They will focus on designing dashboards that allow users to easily navigate their investments, participate in governance, and access liquidity in a seamless manner.
2. Skills Needed: Web design, user experience optimization, and interface design for decentralized platforms.

Marketing and Community Manager (To Be Recruited)

1. Role: This role will manage the global marketing strategy for Liquidefi, focusing on community engagement and outreach within the Cardano ecosystem. The manager will handle content creation, social media, and building a strong user base. They will also target individuals and businesses across the six focus areas of Liquidefi: real estate, finance, legal, creative arts, local government, and cooperatives.
2. Skills Needed: Experience in blockchain marketing, community building, and global outreach.

SME and Industry Practitioners (Engaged Partners)

1. Role: Subject matter experts and practitioners from key industries will collaborate with Liquidefi to ensure the platform’s offerings meet real-world needs across various sectors, including finance, legal, real estate, and community development. They will co-develop project templates and provide insights into sector-specific regulations and practices.
2. Skills Needed: Expertise in project management, marketing, industry-specific skills, knowledge and experience of practical applications. Media aware and influential presence in targeted groups

Recruitment Plans

We plan to recruit by presenting the proposition as the innovative and ground breaking industry disruptor we believe it will become initial via communities such as Cardano’s eco system Discord, Telegram, and GitHub. If the project is to achieve it's objectives it requires dedicated and motivated individuals/groups that care about the principles on Mutuality rather than greed and self-interest. Our network will also be used to bring in industry professionals from across the six core areas to help tailor Liquidefi’s ongoing and developing offerings to specific sectors, ensuring practical and compliant applications of the platform with an improvingly nuanced and directed approach.

[BUDGET & COSTS] Please provide a cost breakdown of the proposed work and resources

Cost Breakdown for Liquidefi Development (Total: 250,000 ADA Equivalent)

Liquidefi is requesting 125,000 ADA in funding from Cardano, and we will match this with 125,000 ADA equivalent from our own funds in fiat/crypto. This demonstrates our commitment to the platform’s development, ensuring that all aspects of the project are adequately funded and fully supported.

1. Platform Development: 100,000 ADA (50,000 ADA requested + 50,000 ADA equivalent)

• Smart Contract Development: 40,000 ADA (20,000 ADA requested + 20,000 ADA equivalent)
• Developing decentralized governance, tokenized investment systems, and smart contracts for Liquidefi’s unique buy-back mechanisms.
• Tokenisation Framework & Backend Development: 30,000 ADA (15,000 ADA requested + 15,000 ADA equivalent)
• Building the backend infrastructure to manage LQDF(t) token creation, burns, and project-specific tokens.
• UI/UX Design: 20,000 ADA (10,000 ADA requested + 10,000 ADA equivalent)
• Designing an intuitive interface for investors, App and wallet creation, project creators, and community members to easily navigate and manage projects.
• DAO Governance Infrastructure: 10,000 ADA (5,000 ADA requested + 5,000 ADA equivalent)
• Implementing decentralized governance for project proposals, voting, and community decisions.

2. Legal Compliance & Consultation: 30,000 ADA (15,000 ADA requested + 15,000 ADA equivalent)

• Regulatory Compliance: 20,000 ADA (10,000 ADA requested + 10,000 ADA equivalent)
• Legal consultations to ensure platform compliance with global financial regulations, particularly related to tokenized assets, decentralized finance, and mutual societies.
• Smart Contract Legal Audits: 10,000 ADA (5,000 ADA requested + 5,000 ADA equivalent)
• Conducting legal audits to verify compliance with jurisdictional requirements for tokenized investments and smart contracts.

3. Security Audits: 25,000 ADA (12,500 ADA requested + 12,500 ADA equivalent)

• Third-Party Security Audits: 25,000 ADA (12,500 ADA requested + 12,500 ADA equivalent)
• Engaging independent auditors to perform comprehensive security audits on the platform’s smart contracts and blockchain infrastructure to ensure security and prevent vulnerabilities.

4. Marketing & Community Engagement: 45,000 ADA (22,500 ADA requested + 22,500 ADA equivalent)

• Global Marketing Campaign: 30,000 ADA (15,000 ADA requested + 15,000 ADA equivalent)
• Launching National marketing campaigns to promote Liquidefi within the Cardano ecosystem and beyond, targeting specific sectors across our six focus areas.
• Community Events & Webinars: 15,000 ADA (7,500 ADA requested + 7,500 ADA equivalent)
• Organising conferences and virtual events, workshops, and webinars to engage the community, onboard new members, and educate potential users on Liquidefi’s platform and benefits.

5. Project Management & Operations: 30,000 ADA (15,000 ADA requested + 15,000 ADA equivalent)

• Project Management: 15,000 ADA (7,500 ADA requested + 7,500 ADA equivalent)
• Oversight of project milestones, team coordination, and platform execution.
• Operations & Infrastructure: 15,000 ADA (7,500 ADA requested + 7,500 ADA equivalent)
• Covering operational expenses such as cloud services, software licenses, and infrastructure costs.

6. Contingency Fund: 20,000 ADA (10,000 ADA requested + 10,000 ADA equivalent)

• Contingency Fund: 20,000 ADA (10,000 ADA requested + 10,000 ADA equivalent)
• Reserved for unforeseen expenses or delays in development, legal, or marketing processes.

7. Documentation & Reporting: 10,000 ADA (5,000 ADA requested + 5,000 ADA equivalent)

• Project Documentation: 5,000 ADA (2,500 ADA requested + 2,500 ADA equivalent)
• Creating user guides, developer documentation, and guidelines for contributors to the open-source portions of the platform.
• Final Reporting & Impact Video: 5,000 ADA (2,500 ADA requested + 2,500 ADA equivalent)
• Preparing a final report showcasing the project’s impact and producing a video demonstrating Liquidefi’s success and impact on the Cardano ecosystem.

Total Cost: 250,000 ADA Equivalent

• Requested Funding: 125,000 ADA
• Liquidefi Contribution: 125,000 ADA equivalent in fiat

This breakdown reflects Liquidefi's commitment to match the requested 125,000 ADA with our own funds, ensuring that all project elements—from development to compliance, security, marketing, and operations—are fully supported. By matching the requested amount, we demonstrate our dedication to the platform's success, reinforcing trust and accountability in its execution.

[VALUE FOR MONEY] How does the cost of the project represent value for money for the Cardano ecosystem?

1. Cardano Developer Focus: A significant portion of the budget is allocated to Cardano coding SMEs, directly benefiting the Cardano developer community. By utilising developers skilled in Plutus, Marlowe, and Haskell, we ensure that the technical aspects of Liquidefi are built on Cardano’s core technologies. This not only promotes ecosystem growth but also rewards developers for their specialised skills, providing fair compensation in line with typical freelance rates in the blockchain industry.
2. Open-Source Contribution: The project’s open-source nature ensures that most of the developments will be freely available to the community. This will allow future projects to build upon Liquidefi’s innovations, solving real-world liquidity and investment challenges. The costs reflect our commitment to long-term ecosystem value by contributing reusable, adaptable code for decentralised finance (DeFi) applications. This will drive further adoption and development within the Cardano network.
3. Unique Use Case and Innovation: Liquidefi’s model solves a truly innovative use case—creating a decentralised, mutual-based platform for liquidity and investment that empowers individuals and small businesses. By providing a membership-friendly ecosystem, we are delivering a solution that democratises access to liquidity, aligned with Cardano’s goals of financial inclusion. This creates tangible value not just for Liquidefi users but for the broader Cardano community by fostering new opportunities for projects and investment flows.
4. Proportional Costs: The costs listed are proportional to industry standards for blockchain development, legal compliance, and security audits. For instance, freelance blockchain developers with expertise in Cardano’s tools command competitive rates globally, and the costs reflect fair market rates for top-tier talent. Additionally, the costs allocated for security audits, legal compliance, and marketing are in line with what is needed to launch a robust and secure platform that meets international regulatory standards.
5. Community Engagement & Ecosystem Growth: By allocating funds for marketing and community engagement, Liquidefi will attract new members to the Cardano ecosystem, driving user adoption and building a community that contributes to the growth and longevity of the platform. These efforts will create lasting value for Cardano by increasing ADA usage and bringing in projects that depend on Cardano’s infrastructure, particularly those looking to operate in mutual-driven ecosystems.

By investing in Cardano-focused development, open-source contribution, and solving real-world problems, Liquidefi delivers strong value for money to the Cardano ecosystem, creating long-term benefits for developers, users, and future projects alike.