Tontine is a popular way usually for women to raise money for micro-business but they hardly scale up to more than a few tens of people.
The Tontine could use Cardano to connect and participate to other tontines nation wide establishing multi-scale saving and lending rings.
This is the total amount allocated to Scaling up Tontine.
Needs partnership with traditional actors in the micro-lending sector, ngo, with local politician, town hall, women associations, religious associations and a long term vision.
The cost would be mainly to convince to change (a little) habits rather than to develop the companion app.
We are well inserted in associative life of Côte d'Ivoire but this is rather a call for action to build a multi-disciplinary team.